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   <META NAME="Author" CONTENT="MARK GIAMMALVO">
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   <TITLE>Sam Giammalvo's Auto Sales &amp; Service Inc. NIADA member page</TITLE>
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<CENTER>&nbsp;</CENTER>

<CENTER><B><FONT SIZE=+1>CODE OF ETHICS</FONT></B></CENTER>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B><FONT SIZE=+1>
Dedicated to Fair Dealing&nbsp;</FONT></B>&nbsp;

<P><FONT COLOR="#009900">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT COLOR="#993300">1.&nbsp; We will have a general duty of integrity,
honor and fair dealing toward&nbsp;</FONT>&nbsp;
<BR><FONT COLOR="#993300">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
the general public.&nbsp;</FONT>&nbsp;

<P><FONT COLOR="#993300">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
2.&nbsp; We will comply with all city, county, state and federal laws and
shall&nbsp;</FONT>&nbsp;
<BR><FONT COLOR="#993300">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
endeavor to keep ourselves informed of those laws governing our&nbsp;</FONT>&nbsp;
<BR><FONT COLOR="#993300">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
business.&nbsp;</FONT>&nbsp;

<P><FONT COLOR="#993300">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
3.&nbsp; We will not intentionally injure the business reputation of another&nbsp;</FONT>&nbsp;
<BR><FONT COLOR="#993300">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
member or competitor.&nbsp;</FONT>&nbsp;

<P><FONT COLOR="#993300">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
4.&nbsp;&nbsp; We will employ truth and accuracy in advertising and selling.&nbsp;</FONT>&nbsp;

<P><FONT COLOR="#993300">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
5.&nbsp;&nbsp; We will stand behind any guarantee given with the sale of
a motor&nbsp;</FONT>&nbsp;
<BR><FONT COLOR="#993300">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
vehicle.&nbsp;</FONT>&nbsp;

<P><FONT COLOR="#993300">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
6.&nbsp;&nbsp; We will not perform any act which would bring disrepute
to the motor&nbsp;</FONT>&nbsp;
<BR><FONT COLOR="#993300">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
industry.&nbsp;</FONT>&nbsp;

<P><FONT COLOR="#993300">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
7.&nbsp;&nbsp; We will expose or halt, where found, any scheme designed
to deceive or&nbsp;</FONT>&nbsp;
<BR><FONT COLOR="#993300">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
defraud the automobile buying public and aid in prosecuting those&nbsp;</FONT>&nbsp;
<BR><FONT COLOR="#993300">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
guilty of such acts.&nbsp;</FONT>&nbsp;

<P><FONT COLOR="#993300">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
8.&nbsp;&nbsp; We will constantly strive to improve business methods to
the end that&nbsp;</FONT>&nbsp;
<BR><FONT COLOR="#993300">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
the public will be better served.&nbsp;</FONT>&nbsp;

<P><FONT COLOR="#993300">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
9.&nbsp;&nbsp; We will encourage the American system of free enterprise.&nbsp;</FONT>&nbsp;
<BR>&nbsp;
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