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        <td width="64%" valign="top" class="bodytext"><strong><font size="2">SUSAN
              WOODWARD</font></strong><br>
Special Consultant<br>
Ph.D.
in Financial Economics,<br>
University of California &#8211; Los Angeles<br>
B.A. in Financial Economics,<br>
University of California &#8211; Los Angeles</td>
        <td width="36%" valign="top" class="ecoadd"><div align="left">Tel: 650-462-8700<br>
        Fax: 650-462-8703<br>
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      <br>
      <strong>Susan Woodward</strong> is a financial economist specializing in
      the organization and performance of securities markets. She has served
      as the Chief Economist of the U.S. Securities and Exchange Commission and
      the Chief Economist of the U.S. Department of Housing and Urban Development.
      She has taught finance at the Stanford Law School, the University of Rochester
      Business School, and University of California at Los Angeles. <br>
         <br>
Before founding Sand Hill Econometrics, Woodward was Executive Vice President
and Chief Economist of OffRoad Capital, an Internet-based investment bank specializing
in later-stage private equity placements. At OffRoad, she designed a system for
auction pricing of private equity offerings. She is a co-inventor of the technology
described in a pending patent application.<br>
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          <td valign="top" bgcolor="#E6E6E6" class="sidebrdrs"><strong><font size="2">SUSAN
          WOODWARD</font></strong></td>
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              <td width="93%" valign="top" class="ecoadd3"><strong>Susan Woodward</strong><br>                <br>
                Sand Hill Econometrics, Inc.<br>
                115 Everett Avenue<br>
                Palo Alto, California 94301 USA <br>
                <br>
                Telephone: 650-462-8700 <br>
                Fax: 650-462-8703 <br>                <br>
                <a href="http://www.sandhillecon.com/6_aboutus/bios.html">http://www.sandhillecon.com/6_aboutus/bios.html</a> </td>
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