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                                  <td width="170" align="center" valign="top"><font size="2"><img src="images/bio_loof.jpg" alt="John W. Loofbourrow" align="left" width="160" height="171"></font></td>
                                  <td width="490" align="left" valign="top"><p><font size="2">John 
                                      W. Loofbourrow<br>
                                      </font> <span class="title"><font size="2">President</font></span></p>
                                    <p class="biotext" style="text-align: justify"><font size="2">John 
                                      Loofbourrow founded John W. Loofbourrow 
                                      Associates, Inc. in 1980, and has specialized 
                                      in institutional private placements for 
                                      more than 30 years.</font></p>
                                    <p class="biotext" style="text-align: justify"><font size="2">Prior 
                                      to founding the firm, he had established 
                                      the Investment Banking division of First 
                                      Pennco Securities, where he and his staff 
                                      structured and sold over $300 million in 
                                      healthcare and educational financings. He 
                                      began his capital markets career at Salomon 
                                      Brothers Inc., serving as Director of the 
                                      Computer Division and Vice President in 
                                      the Institutional Bond Division.</font></p>
                                    <p class="biotext" style="text-align: justify"><font size="2">Mr. 
                                      Loofbourrow holds a B.S. degree in Engineering 
                                      from Rensselear Polytechnic Institute and 
                                      did graduate work at Case Western Reserve 
                                      Business School. Mr. Loofbourrow is a National 
                                      Association of Securities Dealers (FINRA) 
                                      Principal and a Municipal Securities Rulemaking 
                                      Board (MSRB) Principal.</font></p>
                                    <p class="biotext" style="text-align: justify">&nbsp;</p>
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                                  <td width="170" align="center" valign="top"><font size="2"><img src="images/bio_schauer.jpg" alt="Scott T. Schauer" align="left" width="160" height="171"></font></td>
                                  <td width="490" align="left" valign="top"><p><font size="2">Scott 
                                      T. Schauer<br>
                                      </font> <span class="title"><font size="2">Managing 
                                      Director</font></span></p>
                                    <p class="biotext" style="text-align: justify"><font size="2">Scott 
                                      Schauer joined Loofbourrow in 1998, and 
                                      has over 15 years of experience in the financial 
                                      services industry.</font></p>
                                    <p class="biotext" style="text-align: justify"><font size="2">Before 
                                      coming to Loofbourrow, Mr. Schauer was responsible 
                                      for originating asset-backed purchases for 
                                      Sumitomo Bank, Limited and its various Commercial 
                                      Paper conduits. Prior to his experience 
                                      at Sumitomo, he was with the Private Placement 
                                      Group of Prudential Insurance, where he 
                                      analyzed various types of asset-backed securities 
                                      and developed risk and portfolio management 
                                      tools.</font></p>
                                    <p class="biotext" style="text-align: justify"><font size="2">Mr. 
                                      Schauer holds a B.S. in Management from 
                                      Saint John Fisher College and an MBA from 
                                      the Stern School of Business at NYU. He 
                                      is also a National Association of Securities 
                                      Dealers (FINRA) Principal.</font></p>
            <p>&nbsp;</p></td>
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                                  <td width="170" align="center" valign="top"><font size="2"><img src="images/bio_blattman.jpg" alt="Scott T. Schauer" align="left" width="160" height="171"></font></td>
                                  <td width="490" align="left" valign="top"><p><font size="2">Andrea 
                                      J. Blattman<br>
                                      </font> <span class="title"><font size="2">Managing 
                                      Director</font></span></p>
                                    <p class="biotext" style="text-align: justify"><font size="2">Andrea 
                                      Blattman has over 15 years of experience 
                                      in the financial services industry.</font></p>
                                    <p class="biotext" style="text-align: justify"><font size="2">Prior 
                                      to joining Loofbourrow, Ms. Blattman was 
                                      a Director in the Private Placement Group 
                                      at ING Barings responsible for transaction 
                                      origination, structuring and distribution 
                                      globally, and specifically focusing on Latin 
                                      America. Before going to ING, Ms. Blattman 
                                      was Vice President and Deputy Manager of 
                                      the Asset-Backed Finance Group at Banco 
                                      Santander, S.A., where she developed a substantial 
                                      book of structured finance business in both 
                                      commodity and esoteric asset classes. Prior 
                                      to joining Santander, Ms. Blattman worked 
                                      in the Mortgage and Asset-Backed Capital 
                                      Group at Prudential Securities.</font></p>
                                    <p class="biotext" style="text-align: justify"><font size="2">Ms. 
                                      Blattman has a Bachelor of Science in Finance/Management 
                                      from Binghamton University and her MBA degree 
                                      in Finance/International Business from New 
                                      York University's Stern School of Business. 
                                      She is a member of the National Association 
                                      of Securities Dealers FINRA). She is also 
                                      fluent in conversational Spanish.</font></p>
                                    <p class="biotext" style="text-align: justify">&nbsp;</p>
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                                  <td width="170" align="center" valign="top"><img border="0" src="FOLEY%20WEB%20PICTURE.jpg" width="163" height="171" align="left"></td>
                                  <td width="490" align="left" valign="top"><p class="biotext" style="margin-top: 5"><font size="2">&nbsp;Brian 
                                      Foley</font></p>
                                    <p class="biotext" style="margin-top: 5"><i><font size="2">&nbsp;Managing 
                                      Director</font></i></p>
                                    <p class="biotext" style="text-align: justify"><font size="2">As 
                                      President of Brian Foley Associates, Brian 
                                      Foley is a recognized thought leader in 
                                      the general aviation sector.&nbsp; Since 
                                      2006 the firm has focused on the analysis 
                                      and synthesis of this area with a specialty 
                                      in business aviation.&nbsp; His primary 
                                      practice areas are industry analysis and 
                                      forecasting, market research, strategic 
                                      planning, new product evaluation and transaction 
                                      support.&nbsp; Sample engagements have included 
                                      assisting prospective investors with industry 
                                      and company market due diligence, evaluating 
                                      aircraft valuation dynamics for a bank, 
                                      developing a marketing plan for an aircraft 
                                      finance company and writing a Private Placement 
                                      Memorandum market summary for an aviation 
                                      services company.</font></p>
                                    <p class="biotext" style="text-align: justify"><font size="2">Through 
                                      his affiliate John W. Loofbourrow Associates, 
                                      Inc. he is licensed to help general aviation 
                                      companies find growth capital or develop 
                                      an exit strategy.&nbsp; Simultaneously he 
                                      helps investors find opportunities in the 
                                      aviation sector.&nbsp; His latest focus 
                                      has been in the Fixed Base Operator (FBO) 
                                      Maintenance Repair &amp; Overhaul (MRO), 
                                      charter/management and aircraft parts and 
                                      services sectors.</font></p>
                                    <p class="biotext" style="text-align: justify"><font size="2">After 
                                      starting at Boeing, he later served 21 years 
                                      as worldwide marketing executive for Dassault 
                                      Falcon Jet, a major business jet manufacturer.&nbsp; 
                                      He participates in numerous industry associations 
                                      such as The Wings Club, and speaks at related 
                                      meetings and conferences.&nbsp; He's routinely 
                                      quoted in such publications as the Wall 
                                      Journal, TIME Magazine, Business Week and 
                                      USA TODAY on various general aviation topics.</font></p>
            <p>&nbsp;</p></td>
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                                  <td width="170" align="center" valign="top"><font size="2"><img border="0" src="images/bio_Wilson%20webpicture%20April%202008.jpg" width="167" height="171"></font></td>
                                  <td width="490" align="left" valign="top"><p style="margin-top: 7">David 
                                      S. Wilson</p>
                                    <p style="margin-top: 7"><i>&nbsp;Managing 
                                      Director</i></p>
                                    <p style="margin-top: 7">&nbsp;</p>
                                    <p style="margin-top: 7; text-align:justify"><font size="2">&nbsp;David 
                                      S. Wilson has over 25 years of experience 
                                      in the automobile industry.</font></p>
                                    <p style="margin-top: 7; text-align:justify">&nbsp;</p>
                                    <p style="margin-top: 0; text-align:justify"><font size="2">&nbsp;Prior 
                                      to joining Loofbourrow, Mr. Wilson had been 
                                      President, COO and CFO for several large 
                                      automobile&nbsp;&nbsp; dealership groups.&nbsp; 
                                      He has been a trouble shooter for General 
                                      Motors and Ford Motor Company, providing 
                                      operational and strategic expertise to successfully 
                                      turnaround several dealerships experiencing 
                                      severe operational and financial problems.&nbsp; 
                                      Mr. Wilson was President and COO for a hedge 
                                      fund&nbsp; backed group of trouble automobile 
                                      dealerships which he turned around and positioned 
                                      for sale.&nbsp; Mr. Wilson was also CFO 
                                      for a large automobile dealer group in the 
                                      Washington, D.C. market where he developed 
                                      internal control and cost saving programs 
                                      that have remained in effect for over 22 
                                      years.&nbsp; Mr. Wilson has extensive experience 
                                      in benchmarking, due diligence and by/sell 
                                      agreements and is particularly knowledgeable 
                                      about the ADP and Reynolds and Reynolds 
                                      data processing systems.</font></p>
                                    <p style="margin-top: 0; text-align:justify">&nbsp;</p>
                                    <p style="margin-top: 0; text-align:justify"><font size="2">Mr. 
                                      Wilson has a Bachelor of Science degree 
                                      in accounting/law from the University of 
                                      Baltimore and has done post graduate work 
                                      at several universities.</font></p>
            <p>&nbsp;</p></td>
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                                  <td width="170" align="center" valign="top"><img border="0" src="Kondrackiwebsitefinal.jpg" width="159" height="175"></td>
                                  <td width="490" align="left" valign="top"><p style="line-height: 100%; margin-top: 0; margin-bottom: 3px; text-align:justify">Michael 
                                      G.S. Kondracki</p>
                                    <p style="line-height: 100%; margin-top: 0; margin-bottom: 3px; text-align:justify"> 
                                      <i>Managing Director</i></p>
                                    <p style="text-align: justify">Mr. Kondracki 
                                      has over 20 years of experience as an Investment 
                                      Banker financing corporations, real estate 
                                      projects, sovereigns and oil and gas and 
                                      power projects.&nbsp; Prior to joining Loofbourrow, 
                                      Mr. Kondracki worked for Deutsche Banc Alex. 
                                      Brown (&quot;DBAB&quot;) as Director originating 
                                      and executing project financings in North 
                                      and South America.&nbsp; At DBAB Michael 
                                      was based in New York and Buenos Aires and 
                                      focused on oil, gas and&nbsp; power projects.&nbsp; 
                                      He and his team closed a $2.5B project financing 
                                      for Petrobras in Brazil that was named the 
                                      <font size="2"><b><i>Americas Oil and Gas 
                                      Deal of the Year </i></b>by Project Finance 
                                      International Yearbook. </font></p>
                                    <p style="text-align: justify"><font size="2">&nbsp;Before 
                                      joining DBAB, Michael was a Vice President 
                                      at Prudential Securities Inc. (&quot;PSI&quot;) 
                                      where he originated and executed corporate 
                                      financings, exclusive sales and restructurings 
                                      for emerging growth issuers in North and 
                                      South America.&nbsp; At PSI, Michael executed 
                                      the initial public offerings for the largest 
                                      brewery and winery in Chile and the largest 
                                      truck and bus manufacturer and steel mini-mill 
                                      operation in Mexico.&nbsp; He and his team 
                                      completed the Privatization of Ecuador's 
                                      national airline and the first Euro-Subordinated 
                                      Bonds for a Latin American bank as well.&nbsp; 
                                      Michael has held various positions at Citigroup 
                                      in LBOs, at Manufacturers Hanover Trust 
                                      Co. in Sovereign debt restructuring and 
                                      North American Oil and Gas, and at the Inter-American 
                                      Development Bank working with the national 
                                      wat4er company in El Salvador.&nbsp; He 
                                      closed various advisory and financing assignments 
                                      at each institution.&nbsp; </font></p>
                                    <p style="text-align: justify"><font size="2">Mr. 
                                      Kondracki has also acted as a Simultaneous 
                                      Spanish Interpreter for Latin American Diplomats, 
                                      Ministers and Presidential Candidates for 
                                      the U.S. Dept of State.&nbsp; Mr. Kondracki 
                                      was graduated from the University of Scranton 
                                      Magna Cum Laude with Honors, completed a 
                                      Fulbright Scholarship in Lima, Peru, received 
                                      his MBA from New York University's Stern 
                                      School in Finance/International Business 
                                      and was recently awarded a Certificate in 
                                      Real Estate Finance and Investment from 
                                      The Schack Institute of Real Estate at New 
                                      York University.&nbsp; He is a frequent 
                                      contributing writer to the NY Real Estate 
                                      Journal and has appeared as a market commentator 
                                      on Channel 12 News in CT.&nbsp; He is a 
                                      FINRA member, holding Series 7, 63, 65 licenses.</font></p>
            <p>&nbsp;</p></td>
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                                  <td width="170" align="center" valign="top"><img border="0" src="EASTMAN%20WEB%20PIC.jpg" width="159" height="171"></td>
                                  <td width="490" align="left" valign="top"><p style="margin-top: 0">Daniel 
                                      G. Eastman</p>
                                    <p style="margin-top: 0">&nbsp;</p>
                                    <p style="margin-top: 0"><i>Managing Director</i></p>
                                    <p style="margin-top: 0">&nbsp;</p>
                                    <p style="margin-top: 0">&nbsp;</p>
                                    <p style="margin-top: 0">&nbsp;</p>
                                    <p style="margin-top: 0">&nbsp;</p>
                                    <p style="text-align: justify; margin-top: 0"><font size="2"> 
                                      Daniel Eastman joined Loofbourrow in 2010, 
                                      an has over 30 years experience in the financial 
                                      services industry.&nbsp; In addition to 
                                      C&amp;I lending, Mr. Eastman's experience 
                                      includes project finance, high tech, biotech, 
                                      media &amp; telecom, and asset based lending.&nbsp; 
                                      He has also been a Managing Director of 
                                      the affiliated investment banking firm of&nbsp; 
                                      Bay Colony Capital since 2008.</font></p>
                                    <p style="text-align: justify; margin-top: 0">&nbsp;</p>
                                    <p style="text-align: justify; margin-top: 0">&nbsp;</p>
                                    <p style="text-align: justify; margin-top: 0"><font size="2"> 
                                      Prior to joining Bay Colony Capital, Mr. 
                                      Eastman represented a number of prominent 
                                      banking institutions ranging from small 
                                      regional banks to major multi-national competitors.&nbsp; 
                                      In 2005, he launched Citibank's successful 
                                      entry into the Boston Market, which culminated 
                                      in the opening of 30 de novo retail branches, 
                                      the recruitment of 500 employees and the 
                                      origination of over $1 billion in new business.&nbsp; 
                                      Prior to Citibank, he represented the Citizens 
                                      Bank subsidiary of the Royal Bank of Scotland, 
                                      where he was responsible for originating 
                                      large corporate relationships in New England.&nbsp; 
                                      Prior to Citizens, he managed Sumitomo Bank's 
                                      loan production office in Boston, and served 
                                      as a top commercial lender for Lloyds Bank 
                                      Plc., Daiwa Bank Ltd. and Bank of Boston.</font></p>
                                    <p style="text-align: justify; margin-top: 0">&nbsp;</p>
                                    <p style="text-align: justify; margin-top: 0">&nbsp;</p>
                                    <p style="text-align: justify; margin-top: 0">&nbsp;</p>
                                    <p style="text-align: justify; margin-top: 0"><font size="2">Mr. 
                                      Eastman holds a B.S. degree in Engineering 
                                      from Cornell University, and completed post-graduate 
                                      courses in banking and accounting at Boston 
                                      University and the Darden School of Business 
                                      in Virginia.&nbsp; He is a member of FINRA 
                                      and holds a Series 7 license.</font></p>
            <p>&nbsp;</p></td>
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                                  <td width="170" align="center" valign="top"><img border="0" src="jim%20croopwebpicture.jpg" width="159" height="171"></td>
                                  <td width="490" align="left" valign="top"><p style="margin-top: 9"> 
                                      Jim Croop</p>
                                    <p style="margin-top: 9"> <i>Managing Director</i></p>
                                    <p>&nbsp;</p>
                                    <p style="text-align: justify">James M. Croop 
                                      is Managing Director at Bay Colony Capital, 
                                      LLC and Loofbourrow.&nbsp; He has considerable&nbsp;&nbsp;&nbsp; 
                                      experience in corporate finance, capital 
                                      markets, and restructuring, Jim co-founded 
                                      Bay Colony in June of 2008 prior to that 
                                      he was Managing director at Artisan, LLC 
                                      a financial advisory firm following a successful 
                                      tenure at Argilus Investment Banking.&nbsp; 
                                      Jim also worked at ValuQuest Business Appraisals 
                                      a Bonadio &amp; Co., LIP division (the largest 
                                      independent accounting firm in NYS outside 
                                      of NYC) conducting business valuation studies 
                                      for a variety of industries.&nbsp; Jim was 
                                      the CFO at the center for Governmental Research, 
                                      a 95 year-old management consulting firm 
                                      for 14 years.</p>
                                    <p style="text-align: justify">Jim received 
                                      his BS from St. John Fisher College an his 
                                      MBA from the William E. Simon Graduate School 
                                      of Business Administration at the University 
                                      of Rochester.&nbsp; Jim maintains Series 
                                      79, 7 &amp; 63 securities licenses.</p>
            <p>&nbsp;</p></td>
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                              </a> <h2>&nbsp;</h2>
                              <p><strong><font size="2">Our Promise to You</font></strong></p>
                              <p class="bluetext">We promise to work with you 
                                to create the most appropriate, innovative solution 
                                to your financial needs by listening; by involving 
                                only the most reliable and responsible lenders; 
                                and by applying all our expertise and creativity 
                                to deliver a product that precisely matches your 
                                requirements each and every time. You can trust 
                                Loofbourrow to partner with you to expand the 
                                realm of the possible.</p>
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