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<td><div align="center"><strong><font size="+1">John W.
Loofbourrow Associates, Inc. </font><em><font size="2">Member,
FINRA, MSRB, SIPC</font></em></strong></div></td>
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<td width="170" align="center" valign="top"><font size="2"><img src="images/bio_loof.jpg" alt="John W. Loofbourrow" align="left" width="160" height="171"></font></td>
<td width="490" align="left" valign="top"><p><font size="2">John
W. Loofbourrow<br>
</font> <span class="title"><font size="2">President</font></span></p>
<p class="biotext" style="text-align: justify"><font size="2">John
Loofbourrow founded John W. Loofbourrow
Associates, Inc. in 1980, and has specialized
in institutional private placements for
more than 30 years.</font></p>
<p class="biotext" style="text-align: justify"><font size="2">Prior
to founding the firm, he had established
the Investment Banking division of First
Pennco Securities, where he and his staff
structured and sold over $300 million in
healthcare and educational financings. He
began his capital markets career at Salomon
Brothers Inc., serving as Director of the
Computer Division and Vice President in
the Institutional Bond Division.</font></p>
<p class="biotext" style="text-align: justify"><font size="2">Mr.
Loofbourrow holds a B.S. degree in Engineering
from Rensselear Polytechnic Institute and
did graduate work at Case Western Reserve
Business School. Mr. Loofbourrow holds a
Series 24, General Securities, license.</font></p>
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<td width="170" align="center" valign="top"><font size="2"><img src="images/bio_schauer.jpg" alt="Scott T. Schauer" align="left" width="160" height="171"></font></td>
<td width="490" align="left" valign="top"><p><font size="2">Scott
T. Schauer<br>
</font> <span class="title"><font size="2">Managing
Director</font></span></p>
<p class="biotext" style="text-align: justify"><font size="2">Scott
Schauer joined Loofbourrow in 1998, and
has over 15 years of experience in the financial
services industry.</font></p>
<p class="biotext" style="text-align: justify"><font size="2">Before
coming to Loofbourrow, Mr. Schauer was responsible
for originating asset-backed purchases for
Sumitomo Bank, Limited and its various Commercial
Paper conduits. Prior to his experience
at Sumitomo, he was with the Private Placement
Group of Prudential Insurance, where he
analyzed various types of asset-backed securities
and developed risk and portfolio management
tools.</font></p>
<p class="biotext" style="text-align: justify"><font size="2">Mr.
Schauer holds a B.S. in Management from
Saint John Fisher College and an MBA from
the Stern School of Business at NYU. He
holds a Series 24, General Securities Principal,
license. </font></p>
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<td width="490" align="left" valign="top"><p style="margin-top: 7">Richard Kelly</p>
<p style="margin-top: 7"><span style="font-style: italic; text-align: left; padding-top: 0px; padding-right: 20px; padding-bottom: 0px; padding-left: 0px; color: black; font-family: Times, serif;"><font size="2">Bio to follow</font></span></p>
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<td width="490" align="left" valign="top"><p style="margin-top: 7">Craig Zahala</p>
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<p><strong><font size="2">Our Promise to You</font></strong></p>
<p class="bluetext">We promise to work with you
to create the most appropriate, innovative solution
to your financial needs by listening; by involving
only the most reliable and responsible lenders;
and by applying all our expertise and creativity
to deliver a product that precisely matches your
requirements each and every time. You can trust
Loofbourrow to partner with you to expand the
realm of the possible.</p>
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