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<td><div align="center"><strong><font size="+1">John W.
Loofbourrow Associates, Inc. </font><em><font size="2">Member,
FINRA, MSRB, SIPC</font></em></strong></div></td>
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<td width="170" align="center" valign="top"><font size="2"><img src="images/bio_loof.jpg" alt="John W. Loofbourrow" align="left" width="160" height="171"></font></td>
<td width="490" align="left" valign="top"><p><font size="2">John
W. Loofbourrow<br>
</font> <span class="title"><font size="2">President</font></span></p>
<p class="biotext" style="text-align: justify"><font size="2">John
Loofbourrow founded John W. Loofbourrow
Associates, Inc. in 1980, and has specialized
in institutional private placements for
more than 30 years.</font></p>
<p class="biotext" style="text-align: justify"><font size="2">Prior
to founding the firm, he had established
the Investment Banking division of First
Pennco Securities, where he and his staff
structured and sold over $300 million in
healthcare and educational financings. He
began his capital markets career at Salomon
Brothers Inc., serving as Director of the
Computer Division and Vice President in
the Institutional Bond Division.</font></p>
<p class="biotext" style="text-align: justify"><font size="2">Mr.
Loofbourrow holds a B.S. degree in Engineering
from Rensselear Polytechnic Institute and
did graduate work at Case Western Reserve
Business School. Mr. Loofbourrow holds a
Series 24, General Securities, license.</font></p>
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<td width="170" align="center" valign="top"><font size="2"><img src="images/bio_schauer.jpg" alt="Scott T. Schauer" align="left" width="160" height="171"></font></td>
<td width="490" align="left" valign="top"><p><font size="2">Scott
T. Schauer<br>
</font> <span class="title"><font size="2">Managing
Director</font></span></p>
<p class="biotext" style="text-align: justify"><font size="2">Scott
Schauer joined Loofbourrow in 1998, and
has over 15 years of experience in the financial
services industry.</font></p>
<p class="biotext" style="text-align: justify"><font size="2">Before
coming to Loofbourrow, Mr. Schauer was responsible
for originating asset-backed purchases for
Sumitomo Bank, Limited and its various Commercial
Paper conduits. Prior to his experience
at Sumitomo, he was with the Private Placement
Group of Prudential Insurance, where he
analyzed various types of asset-backed securities
and developed risk and portfolio management
tools.</font></p>
<p class="biotext" style="text-align: justify"><font size="2">Mr.
Schauer holds a B.S. in Management from
Saint John Fisher College and an MBA from
the Stern School of Business at NYU. He
holds a Series 24, General Securities Principal,
license. </font></p>
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<td width="490" align="left" valign="top"><p style="margin-top: 7">Richard Kelly</p>
<p style="margin-top: 7"><span style="font-style: italic; text-align: left; padding-top: 0px; padding-right: 20px; padding-bottom: 0px; padding-left: 0px; color: black; font-family: Times, serif;"><font size="2">Bio to follow</font></span></p>
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<td width="170" align="center" valign="top"><img border="0" src="EASTMAN WEB PIC.jpg" width="159" height="171"></td>
<td width="490" align="left" valign="top"><p class="biotext" style="margin-top: 5"><font size="2"> Daniel G. Eastman</font></p>
<p class="biotext" style="margin-top: 5"><span style="font-style: italic; text-align: left; padding-top: 0px; padding-right: 20px; padding-bottom: 0px; padding-left: 0px; color: black; font-family: Times, serif;"><font size="2"> Managing
Director</font></span></i></p>
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<p style="margin-top: 0"> </p>
<p style="margin-top: 0"><font size="2">Daniel
Eastman joined Loofbourrow in 2010, an has
over 30 years experience in the financial
services industry. In addition to
C&I lending, Mr. Eastman's experience
includes project finance, high tech, biotech,
media & telecom, and asset based lending.
</font></p>
<p style="text-align: justify; margin-top: 0"> </p>
<p style="text-align: justify; margin-top: 0"> </p>
<p style="text-align: justify; margin-top: 0"><font size="2">
Prior to joining Bay Colony Capital, Mr.
Eastman represented a number of prominent
banking institutions ranging from small
regional banks to major multi-national competitors.
In 2005, he launched Citibank's successful
entry into the Boston Market, which culminated
in the opening of 30 de novo retail branches,
the recruitment of 500 employees and the
origination of over $1 billion in new business.
Prior to Citibank, he represented the Citizens
Bank subsidiary of the Royal Bank of Scotland,
where he was responsible for originating
large corporate relationships in New England.
Prior to Citizens, he managed Sumitomo Bank's
loan production office in Boston, and served
as a top commercial lender for Lloyds Bank
Plc., Daiwa Bank Ltd. and Bank of Boston.</font></p>
<p style="text-align: justify; margin-top: 0"> </p>
<p style="text-align: justify; margin-top: 0"> </p>
<p style="text-align: justify; margin-top: 0"> </p>
<p style="text-align: justify; margin-top: 0"><font size="2">Mr.
Eastman holds a B.S. degree in Engineering
from Cornell University, and completed post-graduate
courses in banking and accounting at Boston
University and the Darden School of Business
in Virginia. He holds a Series 7,
General Securities, license.</font></p>
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<td width="490" align="left" valign="top"><p class="biotext" style="margin-top: 5"><font size="2"> Ashok Sharma</font></p>
<p class="biotext" style="margin-top: 5"><span style="font-style: italic; text-align: left; padding-top: 0px; padding-right: 20px; padding-bottom: 0px; padding-left: 0px; color: black; font-family: Times, serif;"><font size="2"> Managing
Director</font></span></i></p>
<p style="margin-top: 0"> </p>
<p style="margin-top: 0"> </p>
<p style="margin-top: 0"><font size="2">Ashok has over 20 years of diverse experience
in investment management, finance and corporate
development. Prior to joining Loofbourrow,
Ashok was head of Investments at Eight Capital,
an emerging markets special situations hedge
fund. He structured, negotiated and closed
fund's investments in several companies
in various sectors including textiles, retail
and durable foods. He also served on board
of directors of two portfolio companies
and actively advised them on financial turnaround
and growth strategies. Before Eight Capital,
Ashok spent several years in corporate management
in Fortune 500 companies as well as in entrepreneurial
ventures. His experience includes head of
financial reporting, analysis and budgeting
team for Large Business division at Sprint
Telecom, Group Manager for cloud based hosted
services at Avaya (formerly Lucent/AT&T)
and Senior Director for Products at Sitara
Networks. He also served as a senior executive
at MaxComm Technologies, a telecom start
up where he led business planning and strategy
functions and played a key role in the company’s
acquisition by Cisco.
</font></p>
<p style="text-align: justify; margin-top: 0"> </p>
<p style="text-align: justify; margin-top: 0"> </p>
<p style="text-align: justify; margin-top: 0"><font size="2">Ashok started his career with Tata Consultancy
Services where he managed development teams
for financial services products for clients
including Hong Kong Bank, Westpac of New
Zealand and PSK Bank of Austria. Ashok has
a BS degree in Mechanical Engineering and
an MBA in Finance from Wharton Business
School, University of Pennsylvania. He holds
a Series 79, Investment Banking license.</font></p>
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<td width="490" align="left" valign="top"><p style="margin-top: 7">Craig Zahala</p>
<p style="margin-top: 7"><span style="font-style: italic; text-align: left; padding-top: 0px; padding-right: 20px; padding-bottom: 0px; padding-left: 0px; color: black; font-family: Times, serif;"><font size="2">Bio to follow</font></span></p>
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<p><strong><font size="2">Our Promise to You</font></strong></p>
<p class="bluetext">We promise to work with you
to create the most appropriate, innovative solution
to your financial needs by listening; by involving
only the most reliable and responsible lenders;
and by applying all our expertise and creativity
to deliver a product that precisely matches your
requirements each and every time. You can trust
Loofbourrow to partner with you to expand the
realm of the possible.</p>
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