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<title>Welcome to Homes by Audrey!</title>
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<img border="0" src="Resized-Header%20for%20HBA%20website%2012-3-2025.jpg" width="900" height="165" USEMAP="#Map2"><table valign="top" border="0" width="900" id="table1" style="border-width: 0px" cellspacing="0" cellpadding="0" bgcolor="#FFFFFF">	<tr>
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<blockquote>
				<p><b><span style="font-family: Verdana; color: black">
				<font size="4">You have Questions�</font></span></b></p>
				<ul>
					<li><span style="font-family: Verdana"><font size="2">Where 
					do I start?</font></span></li>
					<li><span style="font-family: Verdana"><font size="2">With 
					<i>so many </i>properties available on the market, how do I 
					know I am getting the best deal?</font></span></li>
					<li><font size="2"><span style="font-family: Verdana">What 
					</span></font><span style="font-family: Verdana">
					<font size="2">about short-sale or bank owned properties?</font></span></li>
					<li><font size="2"><span style="font-family: Verdana">How do 
					I finance a home purchase?</span></font></li>
				</ul>
				<p><b>
				<span style="font-family: Verdana,sans-serif; color: black">
				<font size="4">We have the Answers &amp; Proven Track Record!</font></span></b></p>
				<p class="MsoNormal" style="line-height: 115%; font-family: Verdana; margin-left: 0in; margin-right: 0in; margin-top: 0in; margin-bottom: 10.0pt">
				<font color="#666699"><b>Our Partnership of full-time 
				professional realtors who collectively helped our clients 
				purchase and/or sell over 4,000 properties can also help you 
				find your next home or investment property! </b></font></p>
				<p class="MsoNormal" style="line-height: 115%; font-family: Verdana; margin-left: 0in; margin-right: 0in; margin-top: 0in; margin-bottom: 10.0pt">
				Each consultant has developed comprehensive knowledge base and 
				insight into the features of our area�s communities, including 
				Montgomery, Anne Arundel, Frederick, Howard, Prince George�s, 
				Carroll, and Washington Counties. </p>
				<p class="MsoNormal" style="line-height: 115%; font-family: Verdana; margin-left: 0in; margin-right: 0in; margin-top: 0in; margin-bottom: 10.0pt">
				Whether you need a condo, townhouse, single family house, 
				retirement community or investment property, we are committed to 
				providing the absolute best services to satisfy our clients� 
				needs and making their real estate dreams come true. </p>
				<p class="MsoNormal" style="line-height: 115%; font-family: Verdana; margin-left: 0in; margin-right: 0in; margin-top: 0in; margin-bottom: 10.0pt">
				Our track record of client satisfaction and extensive business 
				volume speaks for itself. Read our client's
				<a href="testimonials.htm">testimonials</a> to see what they are 
				saying about our Partnership. </p>
				<p><b><span style="font-family: Verdana; color: black">
				<font size="4">How we help you�</font></span></b></p>
				<p><b><i>
				<span style="font-size:14.0pt;font-family:&quot;Verdana&quot;,&quot;sans-serif&quot;;
color:#666699">The Buyer Counseling Session</span></i></b></p>
				<p>
				<span style="font-family:&quot;Verdana&quot;,&quot;sans-serif&quot;">
				Our agents start by offering you a <b>
				<span style="color:#45756E">FREE</span></b> comprehensive 
				buyer's counseling session that helps you understand:</span></p>
				<ul>
					<li><font size="2" face="Verdana">The home buying process 
					and legal requirements</font></li>
					<li><font size="2" face="Verdana">The current state of local 
					housing and mortgage markets</font></li>
					<li><font size="2" face="Verdana">Your mutual housing goals, 
					needs and purchasing power</font></li>
					<li><font size="2" face="Verdana">Steps for obtaining a 
					mortgage, and home owner�s insurance, and title insurance</font></li>
				</ul>
				<p><b>
				<span style="font-family:&quot;Verdana&quot;,&quot;sans-serif&quot;">
				This session helps us define and understand your:</span></b></p>
				<ul>
					<li><span style="font-family: Verdana"><font size="2">
					Housing requirements and desires</font></span></li>
					<li><span style="font-family: Verdana"><font size="2">
					Preferred commute times and/or transportation requirements</font></span></li>
					<li><font size="2" face="Verdana">Housing budget objectives</font></li>
				</ul>
				<p><b><i>
				<span style="font-size:14.0pt;font-family:&quot;Verdana&quot;,&quot;sans-serif&quot;;
color:#666699">Putting Our Partnership's Extensive Experience &amp; Market 
				Leadership to Work For You</span></i></b></p>
				<p>
				<span style="font-family:&quot;Verdana&quot;,&quot;sans-serif&quot;">
				Once having defined and understood your requirements, we then 
				put our experience and knowledge of the market to work for you.&nbsp; 
				We will work diligently to find your next home within your 
				desired location and price range - and in a fraction of the time 
				you would have spent hunting for a house yourself!</span></p>
				<p><b><i>
				<span style="font-size:14.0pt;font-family:&quot;Verdana&quot;,&quot;sans-serif&quot;;
color:#666699">Leveraging Our Skills In The Art Of Negotiations</span></i></b></p>
				<p>
				<span style="font-family:&quot;Verdana&quot;,&quot;sans-serif&quot;">
				With our comprehensive approach to buying a house, we can guide 
				and counsel you through the entire process of buying a home and 
				beyond.&nbsp; Whether it is negotiating with a new home builder 
				or the owner of an existing home, you gain significant 
				transaction added value and time savings by putting our 
				experience to work for you.&nbsp; Why put yourself through the 
				stress of running all over town to search for houses and 
				negotiate sale terms?&nbsp; Put professionals on the case!&nbsp;We are experienced in negotiating sales contracts in both 
				strong buyer and seller market conditions.</span></p>
				<p><b><i>
				<span style="font-size:14.0pt;font-family:&quot;Verdana&quot;,&quot;sans-serif&quot;;
color:#666699">Relocation Services</span></i></b></p>
				<p>
				<span style="font-family:&quot;Verdana&quot;,&quot;sans-serif&quot;">
				Whether you are looking for a newly-built home in the area or 
				relocating to a new area, we offer the area's best relocation 
				services at both ends of the move.&nbsp; We work hard and are 
				committed to help our client's bridge from one home to another. </span>
				<font face="Verdana">Our Partnership is a completely 
				customer-focused organization. For every client, we bring an 
				unparalleled commitment to satisfaction and service, leading 
				web-based resources, comprehensive market knowledge and a highly 
				acclaimed home marketing program.</font></p>
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