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<title>Foreclosure Resistance Force: Loan Modification & Re-negotiated
Mortgages, Legal Services Referral, Financial Assessment</title>
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<p class="style4"><strong>Foreclosure Resistance Force: It's more than a
solution, it's a movement.</strong></p>
<p class="style1">
<img alt="Sign of the times, real estate meltdown" src="foreclosure_sign.jpg" width="200" height="292" /></p>
<hr /><b><a id="cbf8e3dbb310f95f">Comment by </a><a id="u-AFQjCNGq0tzosXPim6PD1iqWIbVH6gK0kQ:r-0cbio_0" href="http://www.weissgroupinc.com/"><nobr>Mike
Larson</nobr>, Real Estate Analyst with Weiss Research</a></b><br />
<img class="comment-icon" alt="google news comment" src="news_comment_bubble12.gif" width="16" height="14" /><font size="-1"><b>The
good, the bad, and the ugly on the Obama mortgage plan</b> - <b><nobr>Feb 20,
2009</nobr></b><span id="snippetcbf8e3dbb310f95f"><p><span class="style134">The
Obama mortgage plan has been made public. The questions going forward are
simple: Will this latest plan work? And what are its biggest flaws?<br />
<br />
Let's start with the "good":<br />
<br />
First, mortgage lenders and investors appear to be taking the "first hit" on
whatever modification would get a borrower's payment down to a 38% DTI ratio.
Then the government shares the cost for the next seven percentage points. I like
this "loss share" component.<br />
<br />
Second, the program is targeted at borrowers who may not already be delinquent
on their loans, in addition to those who have already fallen behind. This
eliminates the "My lender won't talk to me until I miss three payments" problem.<br />
<br />
Third, borrowers are going to get up to $5,000 in principal reduction payments
from the government, spread out over a period of five years. The idea is to help
incentivize borrowers who are upside down to stay put during the period they are
upside down, but paying at the reduced rate.<br />
<br />
And now, the "bad": </span>
<a href="http://news.google.com/news?btcid=cbf8e3dbb310f95f" class="style134">
read the whole analysis</a><span class="style134">, well reasoned. *</span></p>
</font>
<p class="style135">(*We are not affiliated with Weiss Research in any way. This
comment by Mike Larson is presented for information purposes only)</p>
<font size="-1"><hr /></font></span><span id="snippetcbf8e3dbb310f95f">
<p><span class="style3"><br />
</span><span class="style134"><span class="style133"><strong>Counseling:
</strong></span><span class="style3">Desperation breeds irrational behavior, do
not allow yourself to become overwhelmed by forces beyond your control, yet
rationally deal with that which is within your reach. Referrals Available in
your area.</span></span></p>
<span class="style133">
<p class="style134"><strong>Financial Appraisal: </strong></span>
<span class="style3">What is your house really worth now? Has the value leveled
off or continues to slide? Let a reliable analyst tell you. Referrals Available
in your area.</p>
</span><span class="style133">
<p class="style134"><strong>Legal Support: </strong></span><span class="style3">
Lawyers are prepared to fight for your rights, many are community-based low or
no-fee. Referrals Available in your area.</p>
</span><span class="style133">
<p class="style134"><strong>Mortgage Re-Negotiation: </strong></span>
<span class="style3">President Obama has targeted $75 Billion to this effort.
Your payment must not be above 31% of your income, with banks and the Fed making
up the difference (the 7% solution)
<a href="http://www.charlotteobserver.com/business/story/546631.html">Read here</a>
(AP via Charlotte Observer)
</span></p>
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<p class="style134"><strong>Bi-Lingual Agents Standing By......</strong></p>
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<td height="15"> </td>
<td height="15"><span class="style100">Douglas P. Lang</span></td>
</tr>
<tr>
<td height="15"><span class="style100">Telephone</span></td>
<td height="15"><span class="style100"><?XML:NAMESPACE PREFIX = SKYPE /><SKYPE:SPAN
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<td height="15"><span class="style100">Toll-Free:(<span class="style132">USA</span>)</span></td>
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<tr>
<td class="style94" width="82" height="49"><strong>Skype--------></strong></td>
<td width="229" height="49"><span class="style100">"MSN: "hightechintl"<br />
Skype-In
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class=skype_tb_imgR id=skype_tb_img_r6
style="BACKGROUND-IMAGE: url('inactive_r.compat.gif')"></SKYPE:SPAN></SKYPE:SPAN></span>
<p><a href="skype:hightechintl?call">
<img style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none" height="52" alt="Skype Me™!" src="call_blue_white_124x52.png" width="124" /></a></p>
<p><span class="style100">Skype & Yahoo IM "hightechintl"
ICQ#10527565 </span></p>
<hr /></td>
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</span>
<p> </p>
<hr />
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<tr>
<td width="83">
<div align="left">
</div>
</td>
<td width="228">
<div align="left">
<span class="style109">Sr. Marco Cohen </span></div>
<div align="left">
<span class="style109"><?XML:NAMESPACE PREFIX = SKYPE
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<tr>
<td vAlign="top" width="83" height="19"> </td>
<td vAlign="top" width="228">
<div align="left">
<SKYPE:SPAN class=skype_tb_injection
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</div>
</td>
</tr>
<tr>
<td height="15">
<div align="left">
<span class="style109">Skype:</span></div>
</td>
<td>
<div align="left">
<span class="style109">"hightechusa" </span></div>
<div align="left">
<SCRIPT src="http://download.skype.com/share/skypebuttons/js/skypeCheck.js"
type=text/javascript></SCRIPT>
<SCRIPT language=VBscript>
Function isSkypeInstalled()
on error resume next
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End Function
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<img style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none" height="52" alt="Skype Me™!" src="call_blue_white_124x52.png" width="124" /></a><strong>Spanish
& English</strong><span class="style104 style101 style88 style111 style125 style103"><strong>
</strong><hr /></span></div>
</td>
</tr>
</table>
<p class="style5"><br />
</p>
</font></span>
<p class="style2">C<font size="-1">opyright 2009 Foreclosure Resistance Force, a
Division of <a href="http://www.hightechnologyinternational.com">High Technology
International</a></font></p>
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