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<title>Foreclosure Resistance Force: Loan Modification &amp; Re-negotiated 
Mortgages, Legal Services Referral, Financial Assessment</title>
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<p class="style4"><strong>Foreclosure Resistance Force: It&#39;s more than a 
solution, it&#39;s a movement.</strong></p>
<p class="style1">
<img alt="Sign of the times, real estate meltdown" src="foreclosure_sign.jpg" width="200" height="292" /></p>
<hr /><b><a id="cbf8e3dbb310f95f">Comment by&nbsp;</a><a id="u-AFQjCNGq0tzosXPim6PD1iqWIbVH6gK0kQ:r-0cbio_0" href="http://www.weissgroupinc.com/"><nobr>Mike 
Larson</nobr>,&nbsp;Real Estate Analyst with Weiss Research</a></b><br />
<img class="comment-icon" alt="google news comment" src="news_comment_bubble12.gif" width="16" height="14" /><font size="-1"><b>The 
good, the bad, and the ugly on the Obama mortgage plan</b>&nbsp;-&nbsp;<b><nobr>Feb 20, 
2009</nobr></b><span id="snippetcbf8e3dbb310f95f"><p><span class="style134">The 
Obama mortgage plan has been made public. The questions going forward are 
simple: Will this latest plan work? And what are its biggest flaws?<br />
<br />
Let&#39;s start with the &quot;good&quot;:<br />
<br />
First, mortgage lenders and investors appear to be taking the &quot;first hit&quot; on 
whatever modification would get a borrower&#39;s payment down to a 38% DTI ratio. 
Then the government shares the cost for the next seven percentage points. I like 
this &quot;loss share&quot; component.<br />
<br />
Second, the program is targeted at borrowers who may not already be delinquent 
on their loans, in addition to those who have already fallen behind. This 
eliminates the &quot;My lender won&#39;t talk to me until I miss three payments&quot; problem.<br />
<br />
Third, borrowers are going to get up to $5,000 in principal reduction payments 
from the government, spread out over a period of five years. The idea is to help 
incentivize borrowers who are upside down to stay put during the period they are 
upside down, but paying at the reduced rate.<br />
<br />
And now, the &quot;bad&quot;: </span>
<a href="http://news.google.com/news?btcid=cbf8e3dbb310f95f" class="style134">
read the whole analysis</a><span class="style134">, well reasoned. *</span></p>
</font>
<p class="style135">(*We are not affiliated with Weiss Research in any way. This 
comment by Mike Larson is presented for information purposes only)</p>
<font size="-1"><hr /></font></span><span id="snippetcbf8e3dbb310f95f">
<p><span class="style3"><br />
</span><span class="style134"><span class="style133"><strong>Counseling:
</strong></span><span class="style3">Desperation breeds irrational behavior, do 
not allow yourself to become overwhelmed by forces beyond your control, yet 
rationally deal with that which is within your reach. Referrals Available in 
your area.</span></span></p>
<span class="style133">
<p class="style134"><strong>Financial Appraisal: </strong></span>
<span class="style3">What is your house really worth now? Has the value leveled 
off or continues to slide? Let a reliable analyst tell you. Referrals Available 
in your area.</p>
</span><span class="style133">
<p class="style134"><strong>Legal Support: </strong></span><span class="style3">
Lawyers are prepared to fight for your rights, many are community-based low or 
no-fee. Referrals Available in your area.</p>
</span><span class="style133">
<p class="style134"><strong>Mortgage Re-Negotiation: </strong></span>
<span class="style3">President Obama has targeted $75 Billion to this effort. 
Your payment must not be above 31% of your income, with banks and the Fed making 
up the difference (the 7% solution) 
<a href="http://www.charlotteobserver.com/business/story/546631.html">Read here</a> 
(AP via Charlotte Observer)&nbsp;
</span></p>
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		<td height="15">&nbsp;</td>
		<td height="15"><span class="style100">Douglas P. Lang</span></td>
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		<td height="15"><span class="style100">Telephone</span></td>
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		<td class="style94" width="82" height="49"><strong>Skype--------&gt;</strong></td>
		<td width="229" height="49"><span class="style100">&quot;MSN: &quot;hightechintl&quot;<br />
		Skype-In 
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			<span class="style109">Sr. Marco Cohen </span></div>
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			<span class="style109">Skype:</span></div>
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		<div align="left">
			<span class="style109">&quot;hightechusa&quot;&nbsp;&nbsp;</span></div>
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Anon7 - 2021