KGRKJGETMRETU895U-589TY5MIGM5JGB5SDFESFREWTGR54TY
Server : Apache/2.4.62
System : FreeBSD fbsdweb2.web.rcn.net 14.1-RELEASE FreeBSD 14.1-RELEASE releng/14.1-n267679-10e31f0946d8 GENERIC amd64
User : www ( 80)
PHP Version : 8.3.8
Disable Function : NONE
Directory :  /domains/highlandlabs/cqi-bin/ALFA_DATA/alfasymlink/root/domains/hrahg/hru/otj/

Upload File :
current_dir [ Writeable ] document_root [ Writeable ]

 

Current File : /domains/highlandlabs/cqi-bin/ALFA_DATA/alfasymlink/root/domains/hrahg/hru/otj/hronthejob83.htm
<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns="http://www.w3.org/TR/REC-html40">

<head>
<meta http-equiv="Content-Type" content="text/html; charset=windows-1252">
<meta name="GENERATOR" content="Microsoft FrontPage 6.0">
<meta name="ProgId" content="FrontPage.Editor.Document">



<title>HR - On the Job</title>
<style>
<!--
 li.MsoNormal
	{mso-style-parent:"";
	margin-bottom:.0001pt;
	font-size:12.0pt;
	font-family:"Times New Roman";
	margin-left:0in; margin-right:0in; margin-top:0in}
h1
	{margin-bottom:.0001pt;
	page-break-after:avoid;
	font-size:12.0pt;
	font-family:"Times New Roman";
	font-weight:normal;
	text-decoration:underline;
	text-underline:single; margin-left:0in; margin-right:0in; margin-top:0in}
h5
	{margin:6.0pt 0in; text-align:justify;
	text-indent:.25in;
	page-break-after:avoid;
	font-size:14.0pt;
	font-family:"Times New Roman";
	font-weight:normal}
div.Section1
	{page:Section1;}
span.SpellE
	{}
span.GramE
	{}
-->
</style>
</head>

<body bgcolor="#FFFFFF">

<p align="center"> <img border="0" src="../graphics/hronthejob.jpg" width="504" height="54"></p>
      
<p class="MsoNormal">&nbsp;</p>
<h2 class="MsoNormal" align="center" style="text-align:center"><b> <font face="Verdana, Arial, Helvetica, sans-serif">BAD 
  BOSS QUIZ</font></b></h2>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">Although 
  a timid boss can prove to be unproductive, most complaints about bad bosses 
  say they are too abrasive.&nbsp; An Illinois study on employee turnover showed 
  that forty percent of all turnover is directly related to bad bosses.&nbsp; 
  </font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">So 
  how do you know if you�re a bad boss?&nbsp; One author, Laura Crashaw prepared 
  a self test on bad bosses, based on her years of experience helping employers 
  improve their retention of good employees.&nbsp;&nbsp; You can score your own 
  test and consider the recommendations at the end.</font></p>
<h3 class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b><span style="font-size:14.0pt">Bad 
  Boss Quiz (self test)</span></b></font></h3>
<p class="ListParagraphCxSpFirst" style="margin-left: 0in"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">1.Have 
  you ever been asked to:</font></p>
<blockquote> 
  <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"> </font>a.<font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp; 
    </span>Improve your communications skills</font></p>
  <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">b. <span style="font:7.0pt &quot;Times New Roman&quot;"> 
    </span>Control your temper</font></p>
  <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">c</font><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font:7.0pt &quot;Times New Roman&quot;">. 
    </span>Learn to get along with others</font></p>
  <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">d</font><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font:7.0pt &quot;Times New Roman&quot;">. 
    </span>Not to get so �worked up�</font></p>
  <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">e. Not be so 
    hard on coworkers</font></p>
</blockquote>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">2.Have 
  you been passed over for a promotion and can�t get anyone to give you a&nbsp;specific 
  reason?</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">3.Have 
  you ever been passed over for a promotion because of your people management 
  skills?</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">4.Do 
  you find yourself in intense and unresolved confrontations with:</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
  a.&nbsp;&nbsp; Supervisors</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
  b.&nbsp;&nbsp; Peers</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
  c.&nbsp;&nbsp; Subordinates</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
  d.&nbsp;&nbsp; Human resource staff or office administrators</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">5.Have 
  complaints been brought against you for inappropriate conduct, such as:</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
  a.&nbsp;&nbsp; Harassment</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
  b.&nbsp;&nbsp; Discrimination</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
  c.&nbsp;&nbsp; hostile treatment</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">6. 
  Do you have a nickname that refers to tough behavior such as (�Axe-Man�, &nbsp;�Terminator�, 
  Doctor Death� or tough animals (such as �Pit Bull�, Wildebeest�, �T- Rex�)?</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">7. 
  Do people avoid you at work?</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">8.&nbsp; 
  Do employees attempt to transfer out of your group or avoid transferring in?</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">9.&nbsp; 
  Do you have enemies at work?</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">10.Do 
  you frequently find yourself intensely frustrated by co-workers or staff?</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">11.Do 
  you generally feel that you are smarter than your coworkers?</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">12.Do 
  people seem to choose their words very carefully so as not to offend you?</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">13.have 
  you received low performance evaluations for team building, participative management 
  or other so called �soft skills�? </font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">14.Do 
  you dislike co-workers who are less competent than you are?</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">15.If 
  so, do you openly refer to them as:</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
  a.&nbsp;&nbsp; Lazy</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
  b.&nbsp;&nbsp; Stupid</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
  c.&nbsp;&nbsp; Incompetent</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
  d.&nbsp;&nbsp; A bunch of idiots</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
  e.&nbsp;&nbsp; Any other pejorative descriptions</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">17.Do 
  you engage in any of the following behaviors at work?</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
  a.&nbsp;&nbsp; Publicly criticizing others</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
  b.&nbsp;&nbsp; Hostile humor or teasing others</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
  c.&nbsp;&nbsp; Shouting</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
  d.&nbsp;&nbsp; Profanity </font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
  e.&nbsp;&nbsp; Making threats</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
  f.&nbsp;&nbsp; Publicly humiliating others</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
  g.&nbsp;&nbsp; Temper outbursts</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
  h.&nbsp;&nbsp; Physical intimidation (such as throwing objects or slamming doors)</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
  i.&nbsp;&nbsp; Ignoring others or giving the silent treatment</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
  j.&nbsp;&nbsp; Name calling</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
  k.&nbsp;&nbsp; Making condescending statements</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
  l.&nbsp;&nbsp; Non-verbal expressions of disdain (such as rolling your eyes, 
  snorting, snickering etc.)</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b><span style="font-size:14.0pt">Scoring</span></b></font></p>
<p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in"> <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
  </span></span>If you answered yes to <i>any</i> of the following questions, 
  there is a possibility that you are perceived as being too abrasive. &nbsp;2-3-7-9-10-11-12-13-14.</font></p>
<p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in"> <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
  </span></span>If you answered yes to <i>any</i> of the remaining questions, 
  <i> you are behaving abrasively</i>.&nbsp; 1-4-5-6-8-15-16-17.&nbsp; These questions 
  refer to unacceptable behavior or extreme co-worker reactions to your abrasive 
  behavior.&nbsp; Or, being a bad boss.</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b><span style="font-size:14.0pt">Recommendations;</span></b></font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>Get 
  as much feedback as you can, as soon as you can.</b>&nbsp; Make it easy (in 
  other words, not threatening) for others to give you feedback.&nbsp; Tell them 
  you are concerned that you may be coming across in ways that you do not intend, 
  and reassure them that you will be grateful for their frank input.&nbsp; Listen 
  calmly, take notes, ask questions for clarification and above all <i>do not 
  attempt to defend yourself</i>.&nbsp; The goal is to collect data on how you 
  are perceived.&nbsp; </font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>Apologize</b>.&nbsp; 
  �I see now that when I interrupt, it may give the impression that I think my 
  thoughts are the most valuable.&nbsp; I don�t mean to give that impression and 
  I�m sorry that it came out that way.�</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>Ask 
  for further feedback.</b>&nbsp; �If you see me doing that again, will you let 
  me know?&nbsp; I�d really appreciate it.�</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>Thank 
  coworkers for having the courage to open up and reassure them that they are 
  helping, not harming you</b>.&nbsp; �Thanks again for speaking frankly.&nbsp; 
  It really helped.&nbsp; It opened my eyes.�</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">Get 
  help if you are unable to change your abrasive behavior.&nbsp; Ask your employer 
  to refer you to a specialist who works with abrasive individuals.&nbsp; If that�s 
  not a viable option, seek help on your own.&nbsp; </font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">Being 
  a Bad Boss, particularly in today�s litigious environment, is a life changing 
  issue.&nbsp; And the changes can be for good or for bad. </font></p>
<hr>
<h2 style="margin-left:.75in" align="center">
<font face="Verdana" color="#008000">Have an employment question?</font></h2>
<h3 style="margin-left:.75in" align="center"><font face="Verdana">Send it to
<a href="mailto:[email protected]?subject=From HR On The Job">
[email protected]</a></font></h3>
<p style="margin-left:.75in" align="center"><b><font face="Verdana" size="2">
Please include Company Name and Association in your e-mail. Company 
identification will be kept confidential.</font></b></p>
<hr>
      <h2 align="left"><b><u><font
      face="Verdana, Arial, Helvetica, sans-serif">Hitchhiking on the Information 
        Highway</font></u></b></h2>
      
<p align="left"><font face="Verdana, Arial, Helvetica, sans-serif"><b><font
      size="4" color="#FF0000">Dateline: April 2008</font></b></font></p>
      <p class="MsoNormal"><i><font face="Verdana, Arial, Helvetica, sans-serif"
      size="-1">Note. Although we attempt to provide the HRU update on the first 
        of each month, we are normally delayed awaiting the release of several 
        monthly government statistical reports. We will hereafter update the information 
        as each report becomes available without waiting for all of them to be 
        released.</font></i></p>
      <p>&nbsp;</p>
<table border="0" width="100%" height="3030">
  <tr valign="top"> 
    <td width="100%" height="2976"> 
      <blockquote> 
        <div align="center"> 
          <div align="left"> 
            <h2 class="MsoNormal" align="center" style="text-align:center"> <b><span style="font-size:18.0pt"><font face="Verdana, Arial, Helvetica, sans-serif">Why 
              Does My Health Care Cost Keep Increasing </font></span></b></h2>
            <h2 class="MsoNormal" align="center" style="text-align:center"> <font face="Verdana, Arial, Helvetica, sans-serif"><b><span style="font-size:18.0pt">While 
              Eggs Are Still Only a Dollar a Dozen?</span></b></font></h2>
            <p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">Someone 
              actually figured this one out 25 years ago, but maybe we weren�t 
              listening.&nbsp; The gold standard in health care studies is the 
              Rand Health Insurance Experiment.&nbsp; Conducted in 1983 at a cost 
              of $50 million (approximately $300 million in today�s money) the 
              study sought to compare health care costs where there were fundamental 
              differences in the cost to the individual.&nbsp; </font></p>
            <p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">The 
              basic differences between the plans studied were that:</font></p>
            <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in"> 
              <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
              </span></span>Some plans required the patient to pay a share of 
              the actual cost of medical services received</font></p>
            <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in"> 
              <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
              </span></span>Others only required the patient to pay a higher share 
              of the premiums paid </font></p>
            <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in"> 
              <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
              </span></span>And still other plans required the individuals to 
              pay no part of the either the medical costs or the premiums. </font></p>
            <p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">The 
              results were predictable.</font></p>
            <p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>Where 
              patients were required to pay a share of the medical costs</b>, 
              they became consumers/ shoppers and began to examine more closely 
              the medical procedures and the costs to themselves.&nbsp; They started 
              to analyze their bills and to complain where they saw mistakes or 
              over-charges.&nbsp;&nbsp; They began to seek more information and 
              other doctors.&nbsp; Where they did not understand the medical documents 
              or the billing information they demanded clear plain-English translations.&nbsp; 
              The quality of their medical care was not only as good as but in 
              many cases considered superior to all those in the study.&nbsp; 
              This group actually saw a lowering of medical care costs and of 
              the premiums. </font></p>
            <p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>The 
              second group was not directly affected by higher health care costs</b>, 
              but only by the premiums.&nbsp; They had little if any confrontation 
              with their doctors on any of these issues.&nbsp; But when the premiums 
              were raised (for those whose health insurance coverage was provided 
              through their jobs) they did complain to their employers about the 
              increased costs of premiums.&nbsp; This group had much higher health 
              care costs than did those above.&nbsp; </font></p>
            <p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>The 
              third group was not required to pay any part of the medical costs</b> 
              and the employer paid the entire premium.&nbsp; This group was not 
              aware of the increasing medical costs and had no idea of what the 
              employer was paying in premiums.&nbsp; This group experienced the 
              highest medical care cost as well as continuous increases.</font></p>
            <p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">What 
              does this have to do with dollar-a-dozen eggs?&nbsp; Consumer/shoppers 
              will change grocery stores based on what they have to pay for bread, 
              milk and eggs.&nbsp; Back in the 1980s when this study was carried 
              out, there were nation-wide boycotts against grocery chains that 
              raised their prices too high on these items (the boycotts also included 
              toilet paper).&nbsp; Grocery stores today, having often seen the 
              result of their price sensitive customers, often sell these items 
              at below costs just to attract shoppers. </font></p>
            <p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">One 
              of the major conclusions drawn by the researchers was that both 
              patients and doctors are responsive to costs when it�s their costs.&nbsp; 
              If you�re getting it for free, who cares what it costs?</font></p>
            <p>&nbsp;
          </div>
          <table border="4" width="50%" id="table17" cellpadding="2" height="102" bordercolor="#000000">
            <tr> 
              <td valign="top" height="78"> 
                <div style="mso-element:para-border-div;border-top:solid white 1.0pt;
border-left:none;border-bottom:solid white 1.0pt;border-right:none;padding:
10.0pt 0in 10.0pt 0in"> 
                  <h3 class="MsoNormal" align="center" style="text-align: center; border: medium none; padding: 0in"> 
                    <i><font face="Verdana, Arial, Helvetica, sans-serif">�<b>We 
                    have found the enemy </b></font></i></h3>
                  <h3 class="MsoNormal" align="center" style="text-align: center; border: medium none; padding: 0in"> 
                    <font face="Verdana, Arial, Helvetica, sans-serif"><b><i>and 
                    he is us.�</i></b></font></h3>
                  <h3 class="MsoNormal" align="center" style="text-align: center; border: medium none; padding: 0in"> 
                    <font face="Verdana, Arial, Helvetica, sans-serif"><b><i>Pogo</i></b></font></h3>
                </div>
              </td>
            </tr>
          </table>
          <h1 align="center" style="text-align:center">&nbsp;</h1>
          <h2 class="MsoNormal" align="center" style="text-align:center"><b> <span style="font-size:18.0pt"><font face="Verdana, Arial, Helvetica, sans-serif">Paid 
            Sick Leave Has a Price</font></span></b></h2>
          <p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">While 
            we�re on the subject of free stuff let�s take a look at the next big 
            one coming around the corner; paid sick leave.&nbsp; Two cities have 
            now passed a mandated paid sick leave, San Francisco and Washington 
            D.C.&nbsp; San Francisco�s is already in full effect while D.C.'s 
            is awaiting the final go-ahead from the city council.&nbsp; </font></p>
          <p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>San 
            Francisco:</b></font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Applies to every business in the city</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Applies to both full time and part time employees</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Employee gets one (1) hour of paid sick leave for every 
            30 hours worked</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>For companies with less than ten (10) employees, each 
            employee may accumulate up to 40 hours of paid time </font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>For companies with ten (10) or more employees, each 
            employee may accumulate up to 72 hours of paid time</font></p>
          <p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">Sick 
            leave also includes care for a child, parent, sibling, grandparent, 
            grandchild, spouse or domestic partner. </font></p>
          <p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>Washington 
            D.C.:</b></font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Applies to every business in the city</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Applies to both full time and part time employees</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Includes �Safe� pay; for victims of stalking or domestic 
            violence</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Companies with ten (10) or fewer employees must provide 
            three (3) paid sick days per year.</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Companies with 11 to 30 employees:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            Five (5) Days</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Companies with&nbsp; 31 to 50 employees:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            Six&nbsp; (6) days</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Companies with 51 employees or more:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            Seven (7) days</font></p>
          <p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>The 
            price is paid by everyone; </b></font></p>
          <p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">The 
            National Federation of Independent Businesses, (NFIB) along with other 
            business leaders are opposing such laws.&nbsp; They point out some 
            of the problems to be faced.</font></p>
          <p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>Cities:</b></font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Businesses planning to expand are notifying city officials 
            that the expansion will have to open their businesses elsewhere.</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Companies are avoiding hiring those extra few employees 
            that will take them to the next higher level of compliance</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Businesses planning expansion are moving that expansion 
            outside the city.&nbsp; Almost all federal government growth is now 
            in Virginia and some in Maryland. </font>
        </div>
        <p> <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>Companies:</b></font></p>
        <div align="center"> 
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Absenteeism is already a significant problem in most 
            industries, particularly in the service industries.&nbsp; This law, 
            as in the FMLA, does not allow the employer to count those absences 
            as absences.&nbsp; Combined paid leaves are getting close to an average 
            of one (1) month in every year.&nbsp; </font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Higher costs with the current business tax increases 
            sweeping the country will certainly impede many businesses from expanding, 
            hiring or even staying in business.</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>The cost of unpaid absence is enormous.&nbsp; The cost 
            of paid absence is much higher.</font></p>
          <p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>Customers:</b></font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>The higher costs are passed on to the prices customers 
            pay. Although in polls customers say they�re willing to pay more, 
            in realty customers make that decision on price quite often.</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Service is impacted when employees are unexpectedly 
            absent.&nbsp; Lack of adequate service drives customers away.</font></p>
          <p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>Employees:</b></font></p>
          <p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">American 
            business people are innovative and industrious.&nbsp; They seldom 
            sit back and let difficulties roll over them.&nbsp; Business people 
            will adjust to survive and find a way to prosper.&nbsp; If they are 
            faced with costs that they cannot successfully pass on, they will 
            find ways to cut those costs.&nbsp; </font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Hire fewer employees</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Cut other benefits</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Reduce pay raises in quantity and frequency</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Expand technology to replace workers</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Subcontract parts of the work to smaller outside companies</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Outsource to other companies in other communities, states 
            and countries. </font></p>
          <p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">Whenever 
            employee costs increase, some employees will get those benefits, but 
            many jobs are lost forever.&nbsp; </font></p>
          <p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>Your 
            State?</b></font></p>
          <p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">There�s 
            always a few pilot programs that are ventured out to test the waters 
            for acceptance.&nbsp; In this case San Francisco and Washington D.C. 
            are out there alone.&nbsp; If it works there, others will follow.&nbsp; 
            In fact 13 states now have mandatory paid sick leave proposals on 
            the table:</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Connecticut</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Florida</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Maine</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Maryland</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Massachusetts</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Minnesota</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Missouri</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Montana</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>North Carolina</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Ohio</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Pennsylvania</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Vermont</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Virginia</font></p>
          <p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">As 
            Ty Pine the legislative director of NFIB told USA Today, �Paid sick 
            leave isn�t free.&nbsp; Show me the law that guarantees the business 
            owner extra revenue to cover the costs�.&nbsp; </font></p>
          <p class="MsoNormal" align="left">&nbsp;</p>
          <p>&nbsp; 
        </div>
        <span style="mso-ignore: vglayout"> 
        <div align="center"> 
          <table border="4" width="50%" id="table19" height="87" bordercolor="#000000">
            <tr> 
              <td height="109" valign="top"> 
                <div style="mso-element:para-border-div;border-top:solid white 1.0pt;
border-left:none;border-bottom:solid white 1.0pt;border-right:none;padding:
10.0pt 0in 10.0pt 0in"> 
                  <h3 class="MsoNormal" align="center" style="text-align: center; border: medium none; padding: 0in"> 
                    <i><font face="Verdana, Arial, Helvetica, sans-serif">�<b>Yes 
                    there is a free lunch.&nbsp; There�s always a free lunch if 
                    you can leave the bill on the table for someone else to pay�</b></font></i></h3>
                  <h3 class="MsoNormal" align="center" style="text-align: center; border: medium none; padding: 0in"> 
                    <font face="Verdana, Arial, Helvetica, sans-serif"><b><i>Anon</i></b></font></h3>
                </div>
              </td>
            </tr>
          </table>
          <p>&nbsp;</p>
        </div>
        </span> 
        <div align="center"> 
          <h2 class="MsoNormal" align="center" style="text-align:center"><b> <span style="font-size:18.0pt"><font face="Verdana, Arial, Helvetica, sans-serif">Starting 
            At the Bottom.</font></span></b></h2>
          <p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">Two 
            inspiring examples that persistence, enthusiasm and planning can lead 
            to success by starting at the bottom.</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .25in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Chuck Yeager, on his first flight as a passenger, threw 
            up all over the back seat.&nbsp; He vowed never to go back up again.&nbsp; 
            Yet later he became the fastest man in the world and the first to 
            break the sound barrier. </font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .25in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>A woman once said to the great violinist Fritz Kreisler 
            after a recital, �I�d give my life to play as beautifully as you�.&nbsp; 
            �Madam�, Kreisler replied, �I have�.&nbsp; </font></p>
          <p class="MsoNormal">&nbsp;</p>
          <table border="4" width="50%" id="table20" bordercolor="#000000">
            <tr> 
              <td valign="top"> 
                <div style="mso-element:para-border-div;border-top:solid white 1.0pt;
border-left:none;border-bottom:solid white 1.0pt;border-right:none;padding:
10.0pt 0in 10.0pt 0in"> 
                  <h3 class="MsoNormal" align="center" style="text-align: center; border: medium none; padding: 0in"> 
                    <b><i><font face="Verdana, Arial, Helvetica, sans-serif">�Your 
                    system is perfectly designed to produce the result you are 
                    getting�</font></i></b></h3>
                  <h3 class="MsoNormal" align="center" style="text-align: center; border: medium none; padding: 0in"> 
                    <font face="Verdana, Arial, Helvetica, sans-serif"><b><i>Fredrick 
                    Taylor </i></b></font></h3>
                  <h3 class="MsoNormal" align="center" style="text-align: center; border: medium none; padding: 0in"> 
                    <font face="Verdana, Arial, Helvetica, sans-serif"><i>(Thanks 
                    to Todd�s Enviroscapes)</i></font></h3>
                </div>
              </td>
            </tr>
          </table>
        </div>
        <blockquote> 
          <hr width="75%">
          <p></p>
        </blockquote>
      </blockquote>
      <span style="text-decoration: none"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"> 
      <table border="0" width="33%">
        <tr> 
          <td width="64%" valign="top"> 
            <div style="border-style: solid; border-width: 1; padding-left: 4; padding-right: 4; padding-top: 1; padding-bottom: 1"> 
              <p align="left"><font size="-1"
            face="Verdana, Arial, Helvetica, sans-serif"><b>Federal Minimum Wage:</b></font></p>
            </div>
          </td>
          <center>
            <td width="100%" valign="top"> 
              <h3><font
            face="Verdana, Arial, Helvetica, sans-serif">$5.85/hr. </font></h3>
            </td>
          </center>
        </tr>
      </table>
      <table border="0" width="99%">
        <tr> 
          <td width="13%" valign="middle" style="border-left-style: solid; border-left-width: 1; border-right-style: solid; border-right-width: 1; border-top-style: solid; border-top-width: 1"><font
            face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>Average 
            Income:</b></font></td>
          <td width="67%" style="border-left-style: solid; border-left-width: 1"> 
            <table border="1" cellpadding="0" cellspacing="0" style="border-collapse: collapse" bordercolor="#111111" width="100%" id="AutoNumber4" height="76">
              <tr> 
                <td width="100%" height="76"> 
                  <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse" bordercolor="#111111" width="100%" id="AutoNumber5">
                    <tr> 
                      <td width="50%" align="center"><b><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">Hourly</font></b></td>
                      <td width="50%" align="center"><b><font size="-1" face="Verdana, Arial, Helvetica, sans-serif">Weekly</font></b></td>
                    </tr>
                  </table>
                  <table border="1" cellpadding="0" cellspacing="0" style="border-collapse: collapse" bordercolor="#111111" width="100%" id="AutoNumber6" height="50">
                    <tr> 
                      <td width="25%" height="50"> 
                        <p align="center"> <u><font size="-1"><b>March</b></font></u><b><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><u> 
                          2007</u></font></b><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><br>
                          $17.24</font>
                      </td>
                      <td width="25%" height="50"> 
                        <p align="center"> 
      <span style="text-decoration: none"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"> 
      					<u><font size="-1"><b>March</b></font></u></font></span><b><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="text-decoration: none"><u> 
                          200</u></span></font></b><u><font size="-1"><b>8</b></font></u><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><u><br>
                          </u>$17.86</font> 
                      </td>
                      <td width="25%" height="50"> 
                        <p align="center"> 
      <span style="text-decoration: none"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"> 
      					<u><font size="-1"><b>March</b></font></u><b><u> 
                          2007</u></b><br>
      </font> 
      					</span> <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"> 
                          $584.44</font> 
                      </td>
                      <td width="25%" height="50"> 
                        <p align="center"> 
      <span style="text-decoration: none"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"> 
      					<u><font size="-1"><b>March</b></font></u><b><u> 
                          2008</u></b></font></span><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><u><br>
                          </u>$603.67</font> 
                      </td>
                    </tr>
                  </table>
                </td>
              </tr>
            </table>
          </td>
          <td width="20%" bgcolor="#C0C0C0"> 
            <table border="0" width="99%" height="96">
              <tr> 
                <td width="100%" height="40" colspan="2"> 
                  <h3 align="center"><span style="text-decoration: none"><font
            face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>Federal<br>
                    Poverty Level:</b></font></span></h3>
                </td>
              </tr>
              <tr> 
                <td width="50%" height="48"> 
                  <p align="center"><b><u><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">One 
                    (1) Person<br>
                    </font></u></b><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$10,400</font></td>
                <td width="50%" height="48"> 
                  <p align="center"><u><b><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">Family 
                    of Four</font></b></u><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><br>
                    $21,200</font> 
                </td>
              </tr>
            </table>
          </td>
        </tr>
      </table>
      <hr noshade color="#000000">
      <hr noshade color="#000000">
      </font> 
      <table border="0" width="100%">
        <b></b> 
        <tr> <b><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"> 
          <td width="37%" style="border-style: solid; border-width: 1"> 
            <p align="left"><font face="Verdana, Arial, Helvetica, sans-serif"
            size="-1"><b>IRS Mileage Allowance :</b></font></p>
          </td>
          </font></b> 
          <center>
            <b></b> 
            <td width="63%" style="border-left-style: solid; border-left-width: 1"> 
              <div align="left"><b> <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><u>January 
                1, 2008, IRS mileage allowance:</u></font></b></div>
              <div align="left">&nbsp;</div>
              <div align="left"><b> <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"> 
                Business Purposes: 50.5 cents per mile<br>
                Medical or Moving Purposes: 19 cents per mile<br>
                Charitable Purposes: 14 cents per mile</font></b></div>
            </td>
          </center>
        </tr>
      </table>
      <table border="0" width="100%" bgcolor="#C0C0C0">
        <tr> 
          <td width="32%" style="border-style: solid; border-width: 1"> 
            <p align="left"><font face="Verdana, Arial, Helvetica, sans-serif"
            size="-1"><b>Postage:</b></font></p>
          </td>
          <center>
            <td width="34%" style="border-left-style: solid; border-left-width: 1">&nbsp;</td>
          </center>
          <td width="34%" style="border-left-style: solid; border-left-width: 1"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>May 
            12. 2008</b></font></td>
        </tr>
        <tr> 
          <td width="32%" style="border-top-style: solid; border-top-width: 1"><font face="Verdana, Arial, Helvetica, sans-serif"
            size="-1">1 oz.</font></td>
          <td width="34%"><font face="Verdana, Arial, Helvetica, sans-serif"
            size="-1">.41</font></td>
          <td width="34%"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">.42</font></td>
        </tr>
        <tr> 
          <td width="32%"><font face="Verdana, Arial, Helvetica, sans-serif"
            size="-1">Each additional ounce</font></td>
          <td width="34%"><font face="Verdana, Arial, Helvetica, sans-serif"
            size="-1">.17</font></td>
          <td width="34%"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">2 
            oz. .27</font></td>
        </tr>
        <tr> 
          <td width="32%"><font face="Verdana, Arial, Helvetica, sans-serif"
            size="-1"><i>Postcards</i></font></td>
          <td width="34%"><font face="Verdana, Arial, Helvetica, sans-serif"
            size="-1">.26</font></td>
          <td width="34%"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">.27</font></td>
        </tr>
      </table>
      <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"> 
      <hr noshade color="#000000">
      <b> 
      <p> 
      <table border="0" width="38%" bgcolor="#FFFFFF" style="border-collapse: collapse" bordercolor="#111111" cellpadding="0" cellspacing="0">
      </table>
      <table border="0" width="98%">
        <tr> 
          <td width="34%" style="border-style: solid; border-width: 1"> 
            <p align="left"><font face="Verdana, Arial, Helvetica, sans-serif"
            size="-1"><b><u>Population:</u></b></font></p>
          </td>
          <center>
            <td width="82%" style="border-left-style: solid; border-left-width: 1">&nbsp;</td>
          </center>
        </tr>
        <tr> 
          <td width="34%" style="border-top-style: solid; border-top-width: 1"><font face="Verdana, Arial, Helvetica, sans-serif"
            size="-1"><b>World</b></font></td>
          <td width="82%"> 
            <p align="left"><font face="Verdana, Arial, Helvetica, sans-serif"
            size="-1">6.5 Billion</font> 
          </td>
        </tr>
        <tr> 
          <td width="34%" valign="top"><font face="Verdana, Arial, Helvetica, sans-serif"
            size="-1"><b>U.S.</b></font></td>
          <td width="82%" valign="top"> 
            <p align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">300 
              Million</font> 
            <p align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><i>One 
              birth every 8 seconds<br>
              One death every 13 seconds<br>
              One new immigrant every 30 seconds<br>
              Net gain = 1 person every second</i></font> 
          </td>
        </tr>
      </table>
      </b> 
      <hr noshade color="#000000">
      <table border="1" width="99%" bgcolor="#C0C0C0">
        <tr> <b> 
          <td width="48%" style="border-style: solid; border-width: 1"> 
            <p align="left"><b> <font face="Verdana, Arial, Helvetica, sans-serif" size="-1">U.S. 
              Workforce</font></b></p>
          </td>
          </b> 
          <center>
            <td width="12%" align="center"> 
      <span style="text-decoration: none"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"> 
      		<u><font size="-1"><b>March</b></font></u></font></span><font face="Verdana, Arial, Helvetica, sans-serif"><b><u><font size="-1"> 
              2007</font></u></b></font></td>
            <b> 
            <td width="12%" align="center"> 
      <span style="text-decoration: none"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"> 
      		<u><font size="-1"><b>March</b></font></u></font></span><u><span style="font-weight:700"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"> 
              </font></span> </u><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><u> 
              <b> 2008</b></u></font></td>
            </b> 
          </center>
        </tr>
        <tr> 
          <td width="48%"><font face="Verdana, Arial, Helvetica, sans-serif"
            size="-1">U.S. Civilian Workforce</font></td>
          <td width="12%" align="center"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">152,884,000</font></td>
          <td width="12%" align="center"><font size="-1" face="Verdana, Arial, Helvetica, sans-serif">153,784,000</font></td>
        </tr>
        <tr> 
          <td width="48%"><font size="-1">Number Employed</font></td>
          <td width="12%" align="center"> <font size="-1" face="Verdana, Arial, Helvetica, sans-serif">146,145,000</font></td>
          <td width="12%" align="center"> <font size="-1" face="Verdana, Arial, Helvetica, sans-serif"> 
            145,969,000</font></td>
        </tr>
        <tr> 
          <td width="48%"><font face="Verdana, Arial, Helvetica, sans-serif"
            size="-1">Number Unemployed</font></td>
          <td width="12%" align="center"> <font size="-1">6,738,000</font></td>
          <td width="12%" align="center"> <font size="-1">7</font><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">,815,000</font></td>
        </tr>
        <tr> 
          <td width="48%"><span style="text-decoration: none"> <font face="Verdana, Arial, Helvetica, sans-serif"
            size="-1">Persons Who Currently Want A Job</font></span></td>
          <td width="12%" align="center"> <span style="text-decoration: none"> 
            <font size="-1" face="Verdana, Arial, Helvetica, sans-serif">4,542,000</font></span></td>
          <td width="12%" align="center"> <span style="text-decoration: none"> 
            <font size="-1" face="Verdana, Arial, Helvetica, sans-serif">4,730,000</font></span></td>
        </tr>
        <tr> 
          <td width="48%"><font face="Verdana, Arial, Helvetica, sans-serif"
            size="-1">Unemployment Rate</font></td>
          <td width="12%" align="center"> 
            <p><font size="-1">4.4</font><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">%</font></p>
          </td>
          <td width="12%" align="center"> 
            <p><font size="-1">5.1</font><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">%</font></p>
          </td>
        </tr>
      </table>
      <hr noshade color="#000000">
      <hr noshade color="#000000">
      <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse" bordercolor="#111111" width="100%" id="AutoNumber3" bgcolor="#C0C0C0">
        <tr> 
          <td width="100%"> 
            <h4><b><font size="2" face="Verdana, Arial, Helvetica, sans-serif">PRODUCTIVITY 
              OF THE AMERICAN WORKFORCE</font></b><font size="2" face="Verdana, Arial, Helvetica, sans-serif"><br>
              (The amount of goods produced, divided by the number of work hours 
              it took to produce it)</font></h4>
          </td>
        </tr>
      </table>
      <p> 
      <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse" bordercolor="#111111" width="100%" id="AutoNumber2" bgcolor="#C0C0C0">
        <tr> 
          <td width="32%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>1992</b></font></p>
          </td>
          <td width="68%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">3.7%</font></p>
          </td>
        </tr>
        <tr> 
          <td width="32%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>1993</b></font></p>
          </td>
          <td width="68%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">0.5%</font></p>
          </td>
        </tr>
        <tr> 
          <td width="32%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>1994</b></font></p>
          </td>
          <td width="68%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">1.3%</font></p>
          </td>
        </tr>
        <tr> 
          <td width="32%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>1995</b></font></p>
          </td>
          <td width="68%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">0.9%</font></p>
          </td>
        </tr>
        <tr> 
          <td width="32%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>1996</b></font></p>
          </td>
          <td width="68%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">2.5%</font></p>
          </td>
        </tr>
        <tr> 
          <td width="32%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>1997</b></font></p>
          </td>
          <td width="68%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">2.0%</font></p>
          </td>
        </tr>
        <tr> 
          <td width="32%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>1998</b></font></p>
          </td>
          <td width="68%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">2.6%</font></p>
          </td>
        </tr>
        <tr> 
          <td width="32%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>1999</b></font></p>
          </td>
          <td width="68%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">2.4%</font></p>
          </td>
        </tr>
        <tr> 
          <td width="32%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>2000</b></font></p>
          </td>
          <td width="68%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">2.9%</font></p>
          </td>
        </tr>
        <tr> 
          <td width="32%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>2001</b></font></p>
          </td>
          <td width="68%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">1.1%</font></p>
          </td>
        </tr>
        <tr> 
          <td width="32%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>2002</b></font></p>
          </td>
          <td width="68%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">4.7%</font></p>
          </td>
        </tr>
        <tr> 
          <td width="32%"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>2003</b></font></td>
          <td width="68%"><font size="-1" face="Verdana, Arial, Helvetica, sans-serif">4.5%</font></td>
        </tr>
        <tr> 
          <td width="32%"><font size="-1"><b>2004</b></font></td>
          <td width="68%"><font size="-1">4.0%</font></td>
        </tr>
        <tr> 
          <td width="32%"> <span style="text-decoration: none"> <font size="-1" face="Verdana, Arial, Helvetica, sans-serif"><b>2005</b></font></span></td>
          <td width="68%"> <span style="text-decoration: none"> <font size="-1" face="Verdana, Arial, Helvetica, sans-serif">2.6%</font></span></td>
        </tr>
        <tr> 
          <td width="32%"> <span style="text-decoration: none"> <font size="-1" face="Verdana, Arial, Helvetica, sans-serif"><b>2006</b></font></span></td>
          <td width="68%"> <span style="text-decoration: none"> <font size="-1" face="Verdana, Arial, Helvetica, sans-serif">3.0%</font></span></td>
        </tr>
        <tr> 
          <td width="32%"> <span style="text-decoration: none"> <font size="-1" face="Verdana, Arial, Helvetica, sans-serif"><b>2007</b></font></span></td>
          <td width="68%"> <font size="-1">1.9%</font></td>
        </tr>
      </table>
      </font></span></td>
  </tr>
  <tr>
    <td width="100%" height="21">&nbsp;</td>
  </tr>
</table>

<p><font face="Verdana" size="2">� William J. Cook</font></p>

</body>

</html>

Anon7 - 2021