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<h2 align="center" style="text-align:center"> <span style="text-decoration: none"><b><font face="Verdana, Arial, Helvetica, sans-serif">Nine
Ways to Make This A Great Day At Work</font></b></span></h2>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">While
visiting a client recently an employee told me his job was beginning to go sour.
He thought the company needed to be making some changes. I asked �Are the conditions
on your job really that bad?� His response was �Oh no, conditions are
great, free food, employee gym, people spending as much as 20 percent of their
time on their own projects and a work environment that encourages play and creative
thinking.� �That doesn�t sound like a problem to me� I said. �What
could be wrong with that?� </font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">He
said, �None of us want to go home and it�s cutting into our leisure time�.
I thought, �Some people just won�t be happy�. </font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">Actually,
we�ve all had bad days when it was just more comfortable being miserable.
As well as other days when we roll with the punches and won�t let anyone rain
on our parade. </font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">Author
and HR professional Suzan M. Heathfield says that whether you have a good or
a bad day is really up to you. You get to choose. She gives
us these nine rules to make every day a good day at work.</font></p>
<p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">1.<span style="font:7.0pt "Times New Roman"">
</span><b> Choose to make it a good day.</b> Happiness is largely
a choice. It�s a mental adjustment, or maybe an attitude adjustment.
But you are the only one in control of how you feel. Others may give you
a bad or a good time, but how you deal with it is up to you.</font></p>
<p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">2.<span style="font:7.0pt "Times New Roman"">
</span><b>Take charge of your own development.</b> That means both your
professional and personal development. When you hear yourself complaining �My
boss is not developing my career�. You might ask yourself �Who is the
person most interested in my development?� �Who has the most to gain?�
The answer of course, is you.</font></p>
<p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">3.<span style="font:7.0pt "Times New Roman"">
</span><b>Do something you love every day.</b> You may not love your job
and you may not believe you can find something there to love. But you
can. Most people do their jobs using the skills and aptitudes they have.
What is it that you do well and enjoy doing? What skill do you have that you
like using most? Find some way to do your job with the skills, talents,
aptitudes and energy you have.</font></p>
<p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">4.<span style="font:7.0pt "Times New Roman"">
</span><b>Take responsibility for knowing what�s going on at work</b>. People
complain that they don�t receive enough information and information about what
is happening with their company, their department projects or their coworkers.
They have become like ships that pass in the night. They wait for
the boss to fill them up with knowledge and that knowledge rarely comes.
Why? Because the boss is busy doing her job and she doesn�t know what
you don�t know. Seek out the information you need to work effectively.
Develop an information network and use it. Ask your boss for a weekly
get-together to do a quick review of what and how things are going. You
are in charge of the information you receive. </font></p>
<p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">5.<span style="font:7.0pt "Times New Roman"">
</span><b>Ask for feedback regularly</b>. �My boss never gives me any
feedback, so I never know how I�m doing�. Have you ever said that?
Face it, you know exactly how you�re doing. If you know you�re doing well,
you may just want it to be acknowledged. If you know you�re not doing
the job, think about what you should or shouldn�t be doing that causing your
bad performance. Then discuss this with your boss and <i>ask</i> for feedback.
Feedback about how well or poorly you are doing and some guidance on how to
progress has got to be one of the most valuable advantages you can have in your
life. Don�t wait for it to fall from heaven. Go get it.</font></p>
<p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">6.<span style="font:7.0pt "Times New Roman"">
</span><b>Make only the commitments you can keep</b>. One of the real
stresses in life is failing to keep commitments. When you begin to realize
that you�re spending more time making excuses and dodging the person you�re
committed to, the stress only worsens. Create a system of measuring and
organizing your work so that you know what you can and cannot take on.
Be realistic. Don�t volunteer if you�re just not going to get the job done.
Don�t wallow in the muck of un-kept promises. Under-promise and over-deliver.
</font></p>
<p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">7.<span style="font:7.0pt "Times New Roman"">
</span><b>Avoid getting dragged down into the negative swamp. </b>If you�re
choosing to be happy at work, avoid negative conversation, malicious gossip
and unhappy people as much as you can. If you let them, negative people
can have a profound effect on your job and that can carry over into your personal
life. Don�t let them. </font></p>
<p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">8.<span style="font:7.0pt "Times New Roman"">
</span><b>Practice professional courage.</b> Most people don�t like conflict.
Most of us aren�t trained to participate in meaningful, problem-solving conflict.
So you likely think of conflict as scary, harmful, aggressive and just down-right
mean. It can be. But done well, with professionalism and a meaningful
purpose can help everyone get things resolved and advanced. It takes a
little courage, especially if this is new to you. Why let a little professional
courage keep you from achieving your goals and dreams.</font></p>
<p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">9.<span style="font:7.0pt "Times New Roman"">
</span><b>Make Friends.</b> In their book �<i>First Break All The Rules: What
the World�s Greatest Managers Do Differently</i>: Authors Marcus Buckingham
and Curt Coffman list several important questions for developing managers to
ask themselves. One of the questions was; �Do you have a best friend at
work?� Liking and enjoying your coworkers can be a sign of how happy you
are in your job. Take time to get to know them. These are the people you
have chosen to work with. They can provide mutual support, advice, feedback
and a caring ear.</font></p>
<p class="MsoNormal" style="margin-left:.25in"> </p>
<p class="MsoNormal" align="center" style="margin-left:.25in;text-align:center"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">
�<b><i>It�s not your aptitude, but your attitude, that determines your altitude</i></b>�</font></p>
<p class="MsoNormal" align="center" style="margin-left:2.25in;text-align:center;
text-indent:.25in"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><i>Zig
Ziglar</i></font></p>
<hr>
<h2 style="margin-left:.75in" align="center">
<font face="Verdana" color="#008000">Have an employment question?</font></h2>
<h3 style="margin-left:.75in" align="center"><font face="Verdana">Send it to
<a href="mailto:[email protected]?subject=From HR On The Job">
[email protected]</a></font></h3>
<p style="margin-left:.75in" align="center"><b><font face="Verdana" size="2">
Please include Company Name and Association in your e-mail. Company
identification will be kept confidential.</font></b></p>
<hr>
<h2 align="left"><b><u><font
face="Verdana, Arial, Helvetica, sans-serif">Hitchhiking on the Information
Highway</font></u></b></h2>
<p align="left"><font face="Verdana, Arial, Helvetica, sans-serif"><b><font
size="4" color="#FF0000">Dateline: December 2007</font></b></font></p>
<p class="MsoNormal"><i><font face="Verdana, Arial, Helvetica, sans-serif"
size="-1">Note. Although we attempt to provide the HRU update on the first
of each month, we are normally delayed awaiting the release of several
monthly government statistical reports. We will hereafter update the information
as each report becomes available without waiting for all of them to be
released.</font></i></p>
<p> </p>
<table border="0" width="100%" height="3030">
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<td width="100%" height="2976">
<blockquote>
<div align="center">
<h2 class="MsoNormal" align="center" style="text-align:center"><b> <font face="Verdana, Arial, Helvetica, sans-serif">25
Highest Paying Jobs Requiring Only On-The-Job Training</font></b></h2>
<p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">In
a Job Market time period there are more workers than there are jobs,
in a Worker�s Market time period there are more jobs than there are
workers. The current Worker�s Market is expected to continue
for many years as the American birth rate remains low while the number
of retirees continues to grow and the number of job openings continues
to increase. </font></p>
<p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">Most
of the developed countries are facing this same phenomenon for the
same reasons. Those countries across the globe are filling those
jobs primarily from two sources, immigrant workers and outsourcing.
</font></p>
<p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">In
this American Worker�s Market job the requirements for those jobs
remain high but there are still many jobs that do not require advanced
education. The highest paying job in America that requires no
degree or associates degree and can be obtained through on-the-job
training (OJT) is Air Traffic Controller. With a median wage
of $117,000 annually ($56.37 hourly), this high-stress job with a
shortage of applicants is another example of the growing Worker�s
Market. Ten of the highest paid jobs on the list are managerial
or supervisory and require only previous experience or OJT. </font></p>
<p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">The
list below reflects the median hourly and annual wage for the 25 top
paid jobs requiring only work experience or on-the-job training:</font></p>
<div align="left">
<table border="0" width="60%" id="table23">
<tr>
<td valign="top">
<table border="0" width="100%" id="table25">
<tr>
<td>
<h4><font face="Verdana, Arial, Helvetica, sans-serif"><font face="Verdana, Arial, Helvetica, sans-serif"><b></b></font></font></h4>
</td>
<td width="343">
<h4 align="center"><b><font face="Verdana, Arial, Helvetica, sans-serif">Median
Wage<br>
January 2007</font></b></h4>
</td>
</tr>
</table>
<table border="0" width="100%" id="table24">
<tr>
<td width="357" bordercolor="#000000" valign="top">
<h4><font face="Verdana, Arial, Helvetica, sans-serif"><b>Occupation</b></font></h4>
</td>
<td bordercolor="#000000" valign="top">
<h4><font face="Verdana, Arial, Helvetica, sans-serif"><b>Hourly</b></font></h4>
</td>
<td bordercolor="#000000" valign="top">
<h4><font face="Verdana, Arial, Helvetica, sans-serif"><b>
Annually</b></font></h4>
</td>
</tr>
<tr>
<td width="357" valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">1.<span style="font:7.0pt "Times New Roman"">
</span>Air Traffic Controllers </font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$56.37</font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$117,000</font></td>
</tr>
<tr>
<td width="357" valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">2.<span style="font:7.0pt "Times New Roman"">
</span>Managers, All other </font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$39.66</font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$82,500</font></td>
</tr>
<tr>
<td width="357" valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">3.<span style="font:7.0pt "Times New Roman"">
</span>Industrial Production Managers </font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$37.34</font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$82,500</font></td>
</tr>
<tr>
<td width="357" valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">4.<span style="font:7.0pt "Times New Roman"">
</span>Transportation, Storage and Distribution Managers</font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$35.14 </font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$73,100</font></td>
</tr>
<tr>
<td width="357" valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">5.<span style="font:7.0pt "Times New Roman"">
</span>Nuclear Power Reactor Operators </font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$33.35 </font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$69,400</font></td>
</tr>
<tr>
<td width="357" valign="top">
<p class="ListParagraphCxSpMiddle" style="text-indent: -.25in; margin-left: .25in"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">
6.<span style="font:7.0pt "Times New Roman"">
</span>First Line Supervisors / Managers of Police Detectives</font>
</td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$33.32 </font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$69,300</font></td>
</tr>
<tr>
<td width="357" valign="top">
<p class="ListParagraphCxSpMiddle" style="text-indent: -.25in; margin-left: .25in"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">
7.<span style="font:7.0pt "Times New Roman"">
</span>First Line Supervisors / managers of Non-Retail
Sales Workers </font>
</td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$31.49 </font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$65,000</font></td>
</tr>
<tr>
<td width="357" valign="top">
<p class="ListParagraphCxSpMiddle" style="text-indent: -.25in; margin-left: .25in"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">
8.<span style="font:7.0pt "Times New Roman"">
</span>Sales Representatives / Wholesale and Manufacturing,
Technical and Scientific</font>
</td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$30.98 </font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$64,000</font></td>
</tr>
<tr>
<td width="357" valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">9.<span style="font:7.0pt "Times New Roman"">
</span>Elevator Installers and Repairers </font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$30.59 </font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$63,600</font></td>
</tr>
<tr>
<td width="357" valign="top">
<p class="ListParagraphCxSpMiddle" style="text-indent: -.25in; margin-left: .25in"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">
10.<span style="font:7.0pt "Times New Roman"">
</span>First Line Supervisors / Managers of Fire Fighting
and Prevention Workers</font>
</td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$30.24</font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$62,900</font></td>
</tr>
<tr>
<td width="357" valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">11.<span style="font:7.0pt "Times New Roman"">
</span>Gaming Managers</font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$30.20</font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$62,800</font></td>
</tr>
<tr>
<td width="357" valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">12.<span style="font:7.0pt "Times New Roman"">
</span>Power Distributors and Dispatchers</font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$30.09</font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$62,600</font></td>
</tr>
<tr>
<td width="357" valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">13.<span style="font:7.0pt "Times New Roman"">
</span>Real Estate Brokers </font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$29,23 </font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$60,800</font></td>
</tr>
<tr>
<td width="357" valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">14.<span style="font:7.0pt "Times New Roman"">
</span>Detectives and Criminal Investigators </font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$28.01</font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$60,800</font></td>
</tr>
<tr>
<td width="357" valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">15.<span style="font:7.0pt "Times New Roman"">
</span>Locomotive Engineers</font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$27.88 </font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$58,000</font></td>
</tr>
<tr>
<td width="357" valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">16.<span style="font:7.0pt "Times New Roman"">
</span>Postmasters and Mail Superintendents</font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$26.82 </font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$55,800</font></td>
</tr>
<tr>
<td width="357" valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">17.<span style="font:7.0pt "Times New Roman"">
</span>Railroad Conductors and Yardmasters </font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$26.70</font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$55,500</font></td>
</tr>
<tr>
<td width="357" valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">18.<span style="font:7.0pt "Times New Roman"">
</span>Power Plant operators </font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$26.44 </font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$55,000</font></td>
</tr>
<tr>
<td width="357" valign="top">
<p class="ListParagraphCxSpMiddle" style="text-indent: -.25in; margin-left: .25in"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">19.<span style="font:7.0pt "Times New Roman"">
</span>First Line Supervisors / Managers of Mechanics,
Installers and Repairers</font>
</td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$25.91</font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$53,900</font></td>
</tr>
<tr>
<td width="357" valign="top">
<p class="ListParagraphCxSpMiddle" style="text-indent: -.25in; margin-left: .25in"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">
20.<span style="font:7.0pt "Times New Roman"">
</span>First Line Supervisors / Managers of Construction
Trades and Extraction Workers </font>
</td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$25.89 </font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$53,900</font></td>
</tr>
<tr>
<td width="357" valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">21.<span style="font:7.0pt "Times New Roman"">
</span>Flight Attendants</font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"> NA </font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$53,800</font></td>
</tr>
<tr>
<td width="357" valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">22.<span style="font:7.0pt "Times New Roman"">
</span>Gas Plant Operators</font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$25.80</font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$53,700</font></td>
</tr>
<tr>
<td width="357" valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">23.<span style="font:7.0pt "Times New Roman"">
</span>Captains, Mates and Pilots of Water Vessels</font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$25.69</font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$53,400</font></td>
</tr>
<tr>
<td width="357" valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">24.<span style="font:7.0pt "Times New Roman"">
</span>Cost Estimators </font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$25.45 </font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$52,900</font></td>
</tr>
<tr>
<td width="357" valign="top">
<p class="ListParagraphCxSpMiddle" style="text-indent: -.25in; margin-left: .25in"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">
25.<span style="font:7.0pt "Times New Roman"">
</span>First Line Supervisors / Managers of Correctional
Officers </font>
</td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$25.28</font></td>
<td valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$52,600</font></td>
</tr>
</table>
</td>
</tr>
</table>
<p> </div>
<table border="4" width="50%" id="table17" cellpadding="2" height="102" bordercolor="#000000">
<tr>
<td valign="top" height="78">
<h3 align="center" style="text-align:center"><i><b><font face="Verdana, Arial, Helvetica, sans-serif">�Ability
will never catch up with the demand for it�</font></b></i></h3>
<h3 align="center" style="text-align:center"><font face="Verdana, Arial, Helvetica, sans-serif"><b><i>-Malcolm
Forbes</i></b></font></h3>
</td>
</tr>
</table>
<h1 align="center" style="text-align:center"> </h1>
<h2 class="MsoNormal" align="center" style="text-align:center"><b> <font face="Verdana, Arial, Helvetica, sans-serif">Americans
Living Longer and Working to Pay for It</font></b></h2>
<p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">The
average life expectancy for Americans in 1955 was 69.6 years, in 1995
it was 75.8 years and in 2005 it went to 78 years of age. Americans
are living longer than ever.</font></p>
<p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">The
other side of that coin is that about 25% of those between ages 65
and 74 are still working mostly to pay off their houses. That�s
an increase of approximately 20% since the year 2000, in the number
of people who have continued to work past age 65.</font></p>
<p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">That
is partly the reason that over 66% of all the occupied houses in America
are owned by the occupant </font></p>
<p>
</div>
<span style="mso-ignore: vglayout">
<div align="center">
<table border="4" width="50%" id="table19" height="87" bordercolor="#000000">
<tr>
<td height="109" valign="top">
<h3 align="center" style="text-align:center"><i><b><font face="Verdana, Arial, Helvetica, sans-serif">�Too
busy with the crowded hour to fear life or death�</font></b></i></h3>
<h3 align="center" style="text-align:center"><font face="Verdana, Arial, Helvetica, sans-serif"><b><i>-Ralph
Waldo Emerson</i></b></font></h3>
</td>
</tr>
</table>
<p> </p>
</div>
</span>
<div align="center">
<h2 class="MsoNormal" align="center" style="text-align:center"><b> <font face="Verdana, Arial, Helvetica, sans-serif">Women
and Wages</font></b></h2>
<p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">There
are many reasons for the differences between women�s earning and men�s.
Some say its male discrimination, some say women don�t negotiate hard
enough, some say women are more focused on time for family matters
and others say that on average women just don�t choose the higher
paying, more dirty and dangerous jobs that exist in industry.</font></p>
<p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">It
not only depends on who you believe or on which politician you like
but whether you look at all the data. Here are two examples
from both the New York Times and The U.S. Department of Labor.</font></p>
<p class="ListParagraphCxSpFirst" style="text-indent: -.25in; margin-left: .25in" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">
A.<span style="font:7.0pt "Times New Roman"">
</span> <b>In big cities young women earn much more than young men</b>.
A recent study of young women who work full time in New York, Boston,
Chicago, Dallas and Minneapolis shows that these women earn more than
their male counterparts according to a New York Times report.
</font></p>
<p class="ListParagraphCxSpMiddle" style="margin-left: .25in" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">
Full time women workers between the ages of 21 and 30 in Dallas had
earnings that were more than 20% higher than the men according to
a study at Queen�s College. In New York, the women earn 17%
more than the men. </font></p>
<p class="ListParagraphCxSpMiddle" style="margin-left: .25in" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">
The differences are not due to discrimination, said the report, but
because more women are graduating from college than men. </font></p>
<p class="ListParagraphCxSpMiddle" style="text-indent: -.25in; margin-left: .25in" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">
B.<span style="font:7.0pt "Times New Roman"">
</span> <b>In more than 25% of working, married couple households,
the woman makes more than her working husband</b>. According to the
U.S. Department Of Labor, across the country more than 25% of working
women are making more than their working husbands.</font></p>
<p class="ListParagraphCxSpLast" style="margin-left: .25in" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">
Throughout the 1990s the numbers remained flat until 1996 when the
increases began and are continuing today.</font></p>
<p class="MsoNormal"> </p>
<table border="4" width="50%" id="table20" bordercolor="#000000">
<tr>
<td valign="top">
<h3 align="center" style="text-align:center"><i><b><font face="Verdana, Arial, Helvetica, sans-serif">�Continuous
effort, not strength or intelligence is the key to unlocking
our potential�</font></b></i></h3>
<h3 align="center" style="text-align:center"><font face="Verdana, Arial, Helvetica, sans-serif"><b><i>-Linda
Cardes</i></b></font></h3>
</td>
</tr>
</table>
<h2 class="MsoNormal" align="center" style="text-align:center"><b> <span style="font-size:16.0pt"><font face="Verdana, Arial, Helvetica, sans-serif">Why
Johnny Can�t Make Change</font></span></b></h2>
<p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">The
state of Texas recently voted to drop the current math textbooks that
are mandated in most states. The textbooks are the product of
the University of Chicago whose �Everyday Math� curriculum is laid
out in those school books. </font></p>
<p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">When
parents with math degrees, medical degrees and Ph.D.s in econometric
analysis began to tell their children�s teachers that they couldn�t
understand the �Everyday Math� in the books, some state officials
decided look into the problem. </font></p>
<p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">They
found school teachers telling them that their third graders can�t
do simple multiplication yet, second graders coming home with kindergarten
work for the second year in a row. A fourth grade teacher proclaimed
�The curriculum failure was undeniable. <i>Not one</i> of my
students knew his or her multiplication tables, and few had mastered
the most basic knowledge of multiplication and their division was
abysmal. What would you do if you discovered that<i> none</i>
of your fourth grade students could correctly tell you the answer
to four times eight?� </font></p>
<p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">Referred
to by critics as �Fuzzy Math�, the math concept has been used in schools
for decades and was originally called �New Math�. In Puget Sound,
the Washington Society of Professional Engineers stepped forward in
their community and said, �For 35 years we have been the subject of
a failed experiment, �New Math�. Mathematics depends on the
problem solving ability of the individual to arrive at the correct
answer. Math does not lend itself to fuzzy answers�. </font></p>
<blockquote>
<blockquote>
<p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">In
reviewing the textbooks, �Everyday Math� included the following
test questions:</font></p>
<p class="ListParagraphCxSpFirst" style="text-indent: -.25in" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">
A.<span style="font:7.0pt "Times New Roman"">
</span>If math were a color, it would be----,
because---.</font></p>
<p class="ListParagraphCxSpMiddle" style="text-indent: -.25in" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">
B.<span style="font:7.0pt "Times New Roman"">
</span>If math were a food, it would be----,
because---.</font></p>
<p class="ListParagraphCxSpLast" style="text-indent: -.25in" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">
C.<span style="font:7.0pt "Times New Roman"">
</span>If math were weather, it would be---,
because---.</font></p>
</blockquote>
</blockquote>
<p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">After
decades of U.S. scholastic failure and the worst math scores among
all developed nations in the world, maybe Texas will be the first
to start making changes.</font></p>
<p class="MsoNormal"> </p>
<table border="4" width="50%" id="table21" bordercolor="#000000">
<tr>
<td valign="top">
<h3 align="center" style="text-align:center"><i><b><font face="Verdana, Arial, Helvetica, sans-serif">�The
definition of insanity is doing the same thing over and over
and expecting a different result�</font></b></i></h3>
<h3 align="center" style="text-align:center"><font face="Verdana, Arial, Helvetica, sans-serif"><b><i>-Albert
Einstein</i></b></font></h3>
</td>
</tr>
</table>
<h2 class="MsoNormal" align="center" style="text-align:center"><b> <font face="Verdana, Arial, Helvetica, sans-serif">IRS
Releases New Mileage Deduction Rates for 2008.</font></b></h2>
<p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">The
standard mileage rate deduction for business use of a passenger vehicle
will increase from 48.5 cents per mile to 50.5 cents per mile beginning
January 1, 2008 according to the Internal Revenue Service. </font></p>
<p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">Beginning
January 1, 2008 the standard mileage rates for the use of a car, van,
pickup or panel truck for business, charitable, medical or moving
purposes will be:</font></p>
<blockquote>
<blockquote>
<p class="ListParagraphCxSpFirst" style="text-indent: -.25in" align="left">
<font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt "Times New Roman"">
</span></span>For Business Purposes :
50.5 cents per mile</font></p>
<p class="ListParagraphCxSpMiddle" style="text-indent: -.25in" align="left">
<font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt "Times New Roman"">
</span></span>For Medical or Moving Purposes:
19 cents per mile</font></p>
<p class="ListParagraphCxSpLast" style="text-indent: -.25in" align="left">
<font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt "Times New Roman"">
</span></span>For Charitable purposes:
14 cents per mile</font></p>
</blockquote>
</blockquote>
<p class="MsoNormal" align="left"> </p>
<table border="4" width="50%" id="table22" bordercolor="#000000">
<tr>
<td valign="top">
<h3 align="center" style="text-align:center"><i><b> <font face="Verdana, Arial, Helvetica, sans-serif">�Intaxification�
Euphoria at getting a tax refund until you realize that it was
your money to start with�</font></b></i></h3>
<h3 align="center" style="text-align:center"><font face="Verdana, Arial, Helvetica, sans-serif"><b><i>-Washington
Post</i></b></font></h3>
</td>
</tr>
</table>
</div>
<blockquote><hr width="75%">
<p></p>
</blockquote>
</blockquote>
<span style="text-decoration: none"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">
<table border="0" width="33%">
<tr>
<td width="64%" valign="top">
<div style="border-style: solid; border-width: 1; padding-left: 4; padding-right: 4; padding-top: 1; padding-bottom: 1">
<p align="left"><font size="-1"
face="Verdana, Arial, Helvetica, sans-serif"><b>Federal Minimum Wage:</b></font></p>
</div>
</td>
<center>
<td width="100%" valign="top">
<h3><font
face="Verdana, Arial, Helvetica, sans-serif">$5.85/hr. </font></h3>
</td>
</center>
</tr>
</table>
<table border="0" width="99%">
<tr>
<td width="13%" valign="middle" style="border-left-style: solid; border-left-width: 1; border-right-style: solid; border-right-width: 1; border-top-style: solid; border-top-width: 1"><font
face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>Average
Income:</b></font></td>
<td width="67%" style="border-left-style: solid; border-left-width: 1">
<table border="1" cellpadding="0" cellspacing="0" style="border-collapse: collapse" bordercolor="#111111" width="100%" id="AutoNumber4" height="76">
<tr>
<td width="100%" height="76">
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse" bordercolor="#111111" width="100%" id="AutoNumber5">
<tr>
<td width="50%" align="center"><b><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">Hourly</font></b></td>
<td width="50%" align="center"><b><font size="-1" face="Verdana, Arial, Helvetica, sans-serif">Weekly</font></b></td>
</tr>
</table>
<table border="1" cellpadding="0" cellspacing="0" style="border-collapse: collapse" bordercolor="#111111" width="100%" id="AutoNumber6" height="50">
<tr>
<td width="25%" height="50">
<p align="center"> <u><font size="-1"><b>November</b></font></u><b><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><u>
2006</u></font></b><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><br>
$16.94</font></td>
<td width="25%" height="50">
<p align="center">
<span style="text-decoration: none"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">
<u><font size="-1"><b>November</b></font></u></font></span><b><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="text-decoration: none"><u>
2007</u></span></font></b><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><u><br>
</u>$17.58</font>
</td>
<td width="25%" height="50">
<p align="center">
<span style="text-decoration: none"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">
<u><font size="-1"><b>November</b></font></u><b><u>
2006</u></b><br>
</font></span>
<font face="Verdana, Arial, Helvetica, sans-serif" size="-1">
$574.26</font>
</td>
<td width="25%" height="50">
<p align="center">
<span style="text-decoration: none"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">
<u><font size="-1"><b>November</b></font></u><b><u>
2007</u></b></font></span><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><u><br>
</u>$594.89</font>
</td>
</tr>
</table>
</td>
</tr>
</table>
</td>
<td width="20%" bgcolor="#C0C0C0">
<table border="0" width="99%" height="96">
<tr>
<td width="100%" height="40" colspan="2">
<h3 align="center"><span style="text-decoration: none"><font
face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>Federal<br>
Poverty Level:</b></font></span></h3>
</td>
</tr>
<tr>
<td width="50%" height="48">
<p align="center"><b><u><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">One
(1) Person<br>
</font></u></b><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$10,160</font>
</td>
<td width="50%" height="48">
<p align="center"><u><b><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">Family
of Four</font></b></u><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><br>
$20,444</font>
</td>
</tr>
</table>
</td>
</tr>
</table>
<hr noshade color="#000000">
<hr noshade color="#000000">
</font><table border="0" width="100%">
<b></b><tr>
<b><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">
<td width="37%" style="border-style: solid; border-width: 1">
<p align="left"><font face="Verdana, Arial, Helvetica, sans-serif"
size="-1"><b>IRS Mileage Allowance :</b></font></p>
</td>
</font></b><center><b></b><td width="63%" style="border-left-style: solid; border-left-width: 1">
<div align="left"><b>
<font size="-1" face="Verdana, Arial, Helvetica, sans-serif">48.5</font><font face="Verdana" size="-1">
cents</font><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">
per mile</font></b></div>
<div align="left"><b>
<font face="Verdana, Arial, Helvetica, sans-serif" size="-1">20
cents per mile for medical travel or moving purposes</font></b></div>
<div align="left"><b>
<font face="Verdana, Arial, Helvetica, sans-serif" size="-1">14
cents per mile for travel for charitable organizations<br>
<br>
<u>As of January 1, 2008, IRS mileage allowance will change to:</u></font></b></div>
<div align="left"> </div>
<div align="left"><b>
<font face="Verdana, Arial, Helvetica, sans-serif" size="-1">
Business Purposes: 50.5 cents per mile<br>
Medical or Moving Purposes: 19 cents per mile<br>
Charitable Purposes: 14 cents per mile</font></b></div>
</td>
</center>
</tr>
</table>
<table border="0" width="100%" bgcolor="#C0C0C0">
<tr>
<td width="32%" style="border-style: solid; border-width: 1">
<p align="left"><font face="Verdana, Arial, Helvetica, sans-serif"
size="-1"><b>Postage:</b></font></p>
</td>
<center>
<td width="68%" style="border-left-style: solid; border-left-width: 1"> </td>
</center>
</tr>
<tr>
<td width="32%" style="border-top-style: solid; border-top-width: 1"><font face="Verdana, Arial, Helvetica, sans-serif"
size="-1">1 oz.</font></td>
<td width="68%"><font face="Verdana, Arial, Helvetica, sans-serif"
size="-1">.41</font></td>
</tr>
<tr>
<td width="32%"><font face="Verdana, Arial, Helvetica, sans-serif"
size="-1">Each additional ounce</font></td>
<td width="68%"><font face="Verdana, Arial, Helvetica, sans-serif"
size="-1">.17</font></td>
</tr>
<tr>
<td width="32%"><font face="Verdana, Arial, Helvetica, sans-serif"
size="-1"><i>Postcards</i></font></td>
<td width="68%"><font face="Verdana, Arial, Helvetica, sans-serif"
size="-1">.26</font></td>
</tr>
</table>
<font face="Verdana, Arial, Helvetica, sans-serif" size="-1">
<hr noshade color="#000000">
<b>
<p>
<table border="0" width="38%" bgcolor="#FFFFFF" style="border-collapse: collapse" bordercolor="#111111" cellpadding="0" cellspacing="0">
</table>
<table border="0" width="98%">
<tr>
<td width="34%" style="border-style: solid; border-width: 1">
<p align="left"><font face="Verdana, Arial, Helvetica, sans-serif"
size="-1"><b><u>Population:</u></b></font></p>
</td>
<center>
<td width="82%" style="border-left-style: solid; border-left-width: 1"> </td>
</center>
</tr>
<tr>
<td width="34%" style="border-top-style: solid; border-top-width: 1"><font face="Verdana, Arial, Helvetica, sans-serif"
size="-1"><b>World</b></font></td>
<td width="82%">
<p align="left"><font face="Verdana, Arial, Helvetica, sans-serif"
size="-1">6.5 Billion</font>
</td>
</tr>
<tr>
<td width="34%" valign="top"><font face="Verdana, Arial, Helvetica, sans-serif"
size="-1"><b>U.S.</b></font></td>
<td width="82%" valign="top">
<p align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">300
Million</font>
<p align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><i>One
birth every 8 seconds<br>
One death every 13 seconds<br>
One new immigrant every 30 seconds<br>
Net gain = 1 person every second</i></font>
</td>
</tr>
</table>
</b>
<hr noshade color="#000000">
<table border="1" width="99%" bgcolor="#C0C0C0">
<tr> <b>
<td width="48%" style="border-style: solid; border-width: 1">
<p align="left"><b> <font face="Verdana, Arial, Helvetica, sans-serif" size="-1">U.S.
Workforce</font></b></p>
</td>
</b>
<center>
<td width="12%" align="center">
<span style="text-decoration: none"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">
<u><font size="-1"><b>November</b></font></u></font></span><font face="Verdana, Arial, Helvetica, sans-serif"><b><u><font size="-1">
2006</font></u></b></font></td>
<b>
<td width="12%" align="center">
<span style="text-decoration: none"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">
<u><font size="-1"><b>November</b></font></u></font></span><u><span style="font-weight:700"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">
</font></span> </u><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><u>
<b> 2007</b></u></font></td>
</b>
</center>
</tr>
<tr>
<td width="48%"><font face="Verdana, Arial, Helvetica, sans-serif"
size="-1">U.S. Civilian Workforce</font></td>
<td width="12%" align="center"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">152,449,000</font></td>
<td width="12%" align="center"><font size="-1" face="Verdana, Arial, Helvetica, sans-serif">153,870,000</font></td>
</tr>
<tr>
<td width="48%"><font size="-1">Number Employed</font></td>
<td width="12%" align="center"> <font size="-1" face="Verdana, Arial, Helvetica, sans-serif">145,623,000</font></td>
<td width="12%" align="center"> <font size="-1" face="Verdana, Arial, Helvetica, sans-serif">
146,703,000</font></td>
</tr>
<tr>
<td width="48%"><font face="Verdana, Arial, Helvetica, sans-serif"
size="-1">Number Unemployed</font></td>
<td width="12%" align="center"> <font size="-1">6,826,000</font></td>
<td width="12%" align="center">
<font size="-1">7</font><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">,167,000</font></td>
</tr>
<tr>
<td width="48%"><span style="text-decoration: none">
<font face="Verdana, Arial, Helvetica, sans-serif"
size="-1">Persons Who Currently Want A Job</font></span></td>
<td width="12%" align="center">
<span style="text-decoration: none">
<font size="-1" face="Verdana, Arial, Helvetica, sans-serif">4,778,000</font></span></td>
<td width="12%" align="center">
<span style="text-decoration: none">
<font size="-1" face="Verdana, Arial, Helvetica, sans-serif">4,617,000</font></span></td>
</tr>
<tr>
<td width="48%"><font face="Verdana, Arial, Helvetica, sans-serif"
size="-1">Unemployment Rate</font></td>
<td width="12%" align="center">
<p><font size="-1">4.5</font><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">%</font></p>
</td>
<td width="12%" align="center">
<p><font size="-1">4.7</font><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">%</font></p>
</td>
</tr>
</table>
<hr noshade color="#000000">
<hr noshade color="#000000">
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse" bordercolor="#111111" width="100%" id="AutoNumber3" bgcolor="#C0C0C0">
<tr>
<td width="100%">
<h4><b><font size="2" face="Verdana, Arial, Helvetica, sans-serif">PRODUCTIVITY
OF THE AMERICAN WORKFORCE</font></b><font size="2" face="Verdana, Arial, Helvetica, sans-serif"><br>
(The amount of goods produced, divided by the number of work hours
it took to produce it)</font></h4>
</td>
</tr>
</table>
<p>
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse" bordercolor="#111111" width="100%" id="AutoNumber2" bgcolor="#C0C0C0">
<tr>
<td width="32%">
<p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>1992</b></font></p>
</td>
<td width="68%">
<p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">3.7%</font></p>
</td>
</tr>
<tr>
<td width="32%">
<p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>1993</b></font></p>
</td>
<td width="68%">
<p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">0.5%</font></p>
</td>
</tr>
<tr>
<td width="32%">
<p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>1994</b></font></p>
</td>
<td width="68%">
<p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">1.3%</font></p>
</td>
</tr>
<tr>
<td width="32%">
<p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>1995</b></font></p>
</td>
<td width="68%">
<p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">0.9%</font></p>
</td>
</tr>
<tr>
<td width="32%">
<p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>1996</b></font></p>
</td>
<td width="68%">
<p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">2.5%</font></p>
</td>
</tr>
<tr>
<td width="32%">
<p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>1997</b></font></p>
</td>
<td width="68%">
<p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">2.0%</font></p>
</td>
</tr>
<tr>
<td width="32%">
<p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>1998</b></font></p>
</td>
<td width="68%">
<p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">2.6%</font></p>
</td>
</tr>
<tr>
<td width="32%">
<p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>1999</b></font></p>
</td>
<td width="68%">
<p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">2.4%</font></p>
</td>
</tr>
<tr>
<td width="32%">
<p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>2000</b></font></p>
</td>
<td width="68%">
<p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">2.9%</font></p>
</td>
</tr>
<tr>
<td width="32%">
<p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>2001</b></font></p>
</td>
<td width="68%">
<p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">1.1%</font></p>
</td>
</tr>
<tr>
<td width="32%">
<p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>2002</b></font></p>
</td>
<td width="68%">
<p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">4.7%</font></p>
</td>
</tr>
<tr>
<td width="32%"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>2003</b></font></td>
<td width="68%"><font size="-1" face="Verdana, Arial, Helvetica, sans-serif">4.5%</font></td>
</tr>
<tr>
<td width="32%"><font size="-1"><b>2004</b></font></td>
<td width="68%"><font size="-1">4.0%</font></td>
</tr>
<tr>
<td width="32%">
<span style="text-decoration: none">
<font size="-1" face="Verdana, Arial, Helvetica, sans-serif"><b>2005</b></font></span></td>
<td width="68%">
<span style="text-decoration: none">
<font size="-1" face="Verdana, Arial, Helvetica, sans-serif">2.6%</font></span></td>
</tr>
<tr>
<td width="32%">
<span style="text-decoration: none">
<font size="-1" face="Verdana, Arial, Helvetica, sans-serif"><b>2006</b></font></span></td>
<td width="68%">
<span style="text-decoration: none">
<font size="-1" face="Verdana, Arial, Helvetica, sans-serif">3.0%</font></span></td>
</tr>
<tr>
<td width="32%">
<span style="text-decoration: none">
<font size="-1" face="Verdana, Arial, Helvetica, sans-serif"><b>2007 1<sup>st</sup>
Quarter</b></font></span></td>
<td width="68%">
<span style="text-decoration: none">
<font size="-1" face="Verdana, Arial, Helvetica, sans-serif">up 1.6%</font></span></td>
</tr>
<tr>
<td width="32%">
<span style="text-decoration: none">
<font size="-1" face="Verdana, Arial, Helvetica, sans-serif"><b>2007 2<sup>nd</sup>
Quarter</b></font></span></td>
<td width="68%">
<span style="text-decoration: none">
<font size="-1" face="Verdana, Arial, Helvetica, sans-serif">up 2.6%</font></span></td>
</tr>
<tr>
<td width="32%">
<span style="text-decoration: none">
<font size="-1" face="Verdana, Arial, Helvetica, sans-serif"><b>2007 3
<sup>rd</sup>
Quarter</b></font></span></td>
<td width="68%">
<span style="text-decoration: none">
<font size="-1" face="Verdana, Arial, Helvetica, sans-serif">up 6.3%</font></span></td>
</tr>
</table>
</font></span></td>
</tr>
<tr>
<td width="100%" height="21"> </td>
</tr>
</table>
<p><font face="Verdana" size="2">� William J. Cook</font></p>
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