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<title>HR - On the Job</title>
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<p align="center"> <img border="0" src="../graphics/hronthejob.jpg" width="504" height="54"></p>
      
<h2 class="MsoNormal" align="center" style="text-align:center"><b> <font face="Verdana, Arial, Helvetica, sans-serif">Whatever 
  You Reward You Get More Of</font></b></h2>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">Journalist 
  Juan Williams, in a speech before the Society for Human Resource Management 
  (SHRM) some years ago, stated his belief that pay increases should be distributed 
  evenly among all employees and not favoring some employees over others.&nbsp; 
  His key message was that the American workplace is not a meritocracy and the 
  system of paying employees based on merit never existed.&nbsp; </font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">He 
  pointed out that companies have always paid more to their friends, relatives, 
  the most popular employees and the best negotiators, whether they were the most 
  productive workers or not.&nbsp; He made the point that if companies really 
  rewarded employees based solely on their merit, companies would certainly be 
  far more successful.&nbsp; </font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">Although 
  most of us would disagree with William�s pay strategy, it seems that many companies 
  have been practicing it.&nbsp;&nbsp; The three to four percent �merit� pay increase 
  budgets have been pretty solid since 1991.&nbsp; The term �merit� may be losing 
  its meaning when the difference in pay increase between the top and the average 
  performer is one or two percent.&nbsp; Some organizations have resorted to just 
  giving everyone the same annual base pay increase-thus reinforcing an entitlement 
  mentality.&nbsp; Many better performers see little advantage to staying for 
  what seems to be very little recognition of their performance. If everyone knows 
  you reward top performance, you will get more top performance.&nbsp; If everyone 
  knows you reward mediocrity, you will get more of that.&nbsp; </font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">Making 
  that change from the easy road of rewarding everyone about the same to rewarding 
  performance based on merit can be, like all major change, a difficult process.&nbsp; 
  But recent research from Christian M. Ellis and Jim Kochanski of Sibson Consulting 
  has found companies have developed several strategies to start the process of 
  making merit matter.</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>1&nbsp;&nbsp; 
  Set aside a special pool of money for the highest performers.</b></font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">Once 
  the word gets out that the �Bogie� this year is 3.5 percent increase, managers 
  fear telling any employee that he/she is getting less.&nbsp; So they tend to 
  �game� the system by over-grading &nbsp;their employees.&nbsp; Rather than budget 
  for an overall base pay increase, it�s sometimes helpful to budget in pieces: 
  i.e. 3 percent for merit, .5 percent additional for top performers and 1 percent 
  for promotions.&nbsp; The 3 percent is awarded, then in addition to that, .5 
  percent and/or the 1 percent is compounded onto the 3 percent.&nbsp; This strategy 
  means that high performers really do receive more money.&nbsp; </font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>2&nbsp;&nbsp; 
  Eliminate the �Gaming� by validating the process with all departments in advance. 
  </b></font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">Have 
  each department head submit a rough draft of his/her expected increases.&nbsp; 
  Assemble the department heads and review those expectations across the board.&nbsp; 
  Managers who tend to rate too high will be encouraged to differentiate more 
  between individuals.&nbsp; Those who rate low will be encouraged to align their 
  ratings and merit increases to their department�s overall performance. &nbsp;These 
  �calibration� meetings are proving to create stronger and healthier norms about 
  what performance justifies the highest ratings and what performance justifies 
  the lowest.&nbsp; These meetings are establishing stronger links between pay 
  and performance.&nbsp; They also result in performance evaluations being completed 
  on time.</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>3&nbsp;&nbsp; 
  Do the merit increase calculations after the performance ratings are complete.</b></font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">The 
  problem of comfortably giving everyone approximately the same overall increase 
  is a problem in many companies.&nbsp; One major corporation avoids this problem 
  by having all the pay increases completed and distributed to employees before 
  the company decides the additional amount for the high-performers increase.&nbsp; 
  Some companies do this right after the calibration meeting.&nbsp; The company 
  decides the amount of each department�s budget for these additional increases 
  based on the performance evaluations in each department. </font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">Department 
  heads recognize that if they intend to distribute the amount equally throughout 
  their group, the increase amount for each individual will be very small indeed.&nbsp; 
  So they begin to focus more on identifying and ranking the truly high performers.&nbsp; 
  That way the amount of increase to the top performers can be significant.&nbsp; 
  &nbsp;Under performers can see that difference.&nbsp; &nbsp;&nbsp;The company 
  in question targets the highest high-performer increase to be two to three times 
  more than what the average performer receives.&nbsp; The message comes across 
  clearly that high performance is rewarded.&nbsp; You want more high performance.</font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>4&nbsp; 
  Link the merit budget to the performance of the department.</b></font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">Make 
  managers accountable for the increase amounts their departments are allotted 
  by basing it on the actual performance their department delivers.&nbsp; Top 
  performing departments that meet or exceed their targets are given higher increase 
  budgets than underperforming departments.&nbsp; In some companies there is one 
  department that pulls down the overall performance of the company. Not surprisingly, 
  there are often just as many individual �exceeds expectations� performance ratings 
  in that department as in the others. The past practice has been to then have 
  the same increase percentage allowance for all departments.&nbsp; It should 
  be no surprise that the merit budget becomes more like a cost of living increase.&nbsp; 
  </font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">Although 
  the highest performing departments will have the largest increase budgets, &nbsp;there 
  will likely be individuals doing an outstanding jobs in low performing departments.&nbsp; 
  That department head must recognize the high performer with a significant increase.&nbsp; 
  But he/she will be paying less to the mediocre or low performing employees.&nbsp; 
  Some may get less than the average, some may get nothing.&nbsp; A poor performing 
  department, just like a poor performing employee, should not be rewarded for 
  doing poor work at the same rate that high performers earn.&nbsp; </font></p>
<p class="MsoNormal"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">Each 
  of the approaches outlined above has been successfully used in organizations 
  for putting the merit back in merit pay.&nbsp; Most companies will find that 
  a careful analysis of their current and desired performance for the company 
  as a whole and each department as a separate unit is a good starting point if 
  you want to make merit matter again. </font></p>
<hr>
<h2 style="margin-left:.75in" align="center">
<font face="Verdana" color="#008000">Have an employment question?</font></h2>
<h3 style="margin-left:.75in" align="center"><font face="Verdana">Send it to
<a href="mailto:[email protected]?subject=From HR On The Job">
[email protected]</a></font></h3>
<p style="margin-left:.75in" align="center"><b><font face="Verdana" size="2">
Please include Company Name and Association in your e-mail. Company 
identification will be kept confidential.</font></b></p>
<hr>
      <h2 align="left"><b><u><font
      face="Verdana, Arial, Helvetica, sans-serif">Hitchhiking on the Information 
        Highway</font></u></b></h2>
      
<p align="left"><font face="Verdana, Arial, Helvetica, sans-serif"><b><font
      size="4" color="#FF0000">Dateline: October 2007</font></b></font></p>
      <p class="MsoNormal"><i><font face="Verdana, Arial, Helvetica, sans-serif"
      size="-1">Note. Although we attempt to provide the HRU update on the first 
        of each month, we are normally delayed awaiting the release of several 
        monthly government statistical reports. We will hereafter update the information 
        as each report becomes available without waiting for all of them to be 
        released.</font></i></p>
      <p>&nbsp;</p>
<table border="0" width="100%" height="3030">
  <tr valign="top"> 
    <td width="100%" height="2976"> 
      <blockquote> 
        <div align="center"> 
          <h2 class="MsoNormal" align="center" style="text-align:center"><b> <font face="Verdana, Arial, Helvetica, sans-serif">Baby 
            Boomers, You Are Not Alone In This World</font></b></h2>
			
          <p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">We�ve 
            all been warned about the coming retirements of the American Baby 
            Boomers.&nbsp; Despite that, many of our politicians tell us not to 
            worry, that Social Security is doing just fine and will continue to 
            do so through 2042!&nbsp; Most of us however, know that there�s going 
            to be a major problem as more of the population begins to retire and 
            fewer workers are left to pay for those retirements.&nbsp; And what�s 
            going to happen to those who are doing the paying when <i>they</i> 
            retire?&nbsp; But know, Baby Boomers, that you are not alone.&nbsp; 
            You can take some comfort in the knowledge that Europe also had a 
            Baby Boom, and they�re also starting to retire.&nbsp; According to 
            the president of the European Commission, by the year 2025, almost 
            one-third (1/3) of the entire population of Europe will be on retirement!&nbsp;&nbsp;&nbsp; 
            And they�re not too hot on 401ks or any other private or personal 
            pension funding.&nbsp; Almost all of those retirees will be living 
            solely on government pensions.&nbsp; With shorter workweeks, lower 
            productivity and earlier retirements, European governments are seeing 
            a potential disaster coming.&nbsp; How does a country�s economy survive 
            when so such a high percentage of the population is paid to produce 
            nothing while so few are left working to pay for them?</font></p>
          <p class="MsoNormal" align="left">&nbsp;</p>
          <p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">European 
            governments are looking at:</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Increasing private investment pensions</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Cutting the generous entitlement programs (including 
            pension benefits)</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Withholding pensions until age 70</font></p>
          <p class="MsoNormal" style="text-indent: -.25in; margin-left: .5in" align="left"> 
            <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="font-family: Symbol">�<span style="font:7.0pt &quot;Times New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            </span></span>Raising taxes much higher on everyone</font></p>
			<p class="MsoNormal" style="margin-left:60.0pt">&nbsp;</p>
          <table border="4" width="50%" id="table17" cellpadding="2" height="102" bordercolor="#000000">
            <tr> 
              <td valign="top" height="78"> 
                <h3 class="MsoNormal" align="center" style="text-align:center"> 
                  <b><i><font face="Verdana, Arial, Helvetica, sans-serif">�I 
                  don�t feel like an old man.&nbsp; I feel like a young man who�s 
                  got something wrong with him�</font></i></b></h3>
                <h3 class="MsoNormal" align="center" style="text-align:center"> 
                  <font face="Verdana, Arial, Helvetica, sans-serif"><b><i>-Dick 
                  Cavette</i></b></font></h3>
              </td>
            </tr>
          </table>
          <h1 align="center" style="text-align:center">&nbsp;</h1>
          <h2 class="MsoNormal" align="center" style="text-align:center"><b> <font face="Verdana, Arial, Helvetica, sans-serif">You 
            Da Man!</font></b></h2>
			
          <p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">Many 
            Americans still believe that big business controls the job market 
            and that the IBMs, Microsofts, oil companies and the pharmaceutical 
            giants create the new jobs.&nbsp; But according to the Dept of Labor, 
            that�s just not so.&nbsp; It�s small business that runs the job generating 
            machine in the U.S. and that�s always been the case.&nbsp; In 1990 
            Almost 80% of all new jobs were created by small business.&nbsp; In 
            2001 <i>all</i> job growth was in small business.&nbsp; In 2007 that 
            number has dropped back to over 80% due in part to the enormous increases 
            in federal and state government hiring.&nbsp;&nbsp; According to Uncle 
            Sam, in 2007 small businesses represent 97.7% of all employers in 
            the U.S.&nbsp; </font></p>
          <p class="MsoNormal">&nbsp;</p>
          <p>&nbsp;
        </div>
        <span style="mso-ignore: vglayout"> 
        <div align="center"> 
          <table border="4" width="50%" id="table19" height="87" bordercolor="#000000">
            <tr> 
              <td height="109" valign="top"> 
                <h3 class="MsoNormal" align="center" style="text-align:center"> 
                  <b><i><font face="Verdana, Arial, Helvetica, sans-serif">�People 
                  need to be reminded more often than they need to be instructed�</font></i></b></h3>
                <h3 class="MsoNormal" align="center" style="text-align:center"> 
                  <font face="Verdana, Arial, Helvetica, sans-serif"><b><i>-Samuel 
                  Johnson</i></b></font></h3>
              </td>
            </tr>
          </table>
          <p>&nbsp;</p>
        </div>
        </span> 
        <div align="center">
			
          <h2 class="MsoNormal" align="center" style="text-align:center"><b> <font face="Verdana, Arial, Helvetica, sans-serif">Counting 
            America�s Money</font></b></h2>
			
          <p class="MsoNormal" align="left"><b><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">Income:</font></b><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            The median annual income for the American household is now at $48,201 
            adjusted for inflation, that�s two consecutive years of actual growth.&nbsp; 
            (Median = half of all households make more and half of all households 
            make less)&nbsp; </font></p>
          <p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>Poverty:</b>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
            The poverty level for a family of two adults and two children is now 
            set at $20,444 per year.&nbsp; 12.6% of the population is considered 
            in poverty.&nbsp; That number has gone down for the second consecutive 
            year.</font></p>
          <p class="MsoNormal">&nbsp;</p>
			<table border="4" width="50%" id="table20" bordercolor="#000000">
				<tr>
					<td valign="top">
					
                <h3 class="MsoNormal" align="center" style="text-align:center"> 
                  <b><i><font face="Verdana, Arial, Helvetica, sans-serif">�Some 
                  people just can�t make the connection between spending money 
                  and not having it anymore�</font></i></b></h3>
                <h3 class="MsoNormal" align="center" style="text-align:center"> 
                  <font face="Verdana, Arial, Helvetica, sans-serif"><b><i>-Lee 
                  Seats</i></b></font></h3>
              </td>
				</tr>
			</table>
			
          <h2 class="MsoNormal" align="center" style="text-align:center"><b> <font face="Verdana, Arial, Helvetica, sans-serif">State 
            School Systems Are �Dumbing Down� Our Kids?</font></b></h2>
          <p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">The 
            U.S. now ranks about 30<sup>th</sup> on the list of countries ranked 
            for educational standards.&nbsp; Our literacy rate continues to drop 
            as has our high school graduation rates.&nbsp; A recent report showed 
            that the number of words in the average high school graduates vocabulary 
            has dropped over 40% since the early 1960s.&nbsp; </font></p>
          <p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">So 
            how should we react to this continuous failing?&nbsp; Well the U.S. 
            department of Education has just released a report showing how some 
            states want to solve the problem.&nbsp; The report shows that some 
            states are �Dumbing Down� the difficulty of the Standard Student Proficiency 
            test in order to get more passing grades.&nbsp; There is a threat 
            that federal funds may be cut off from such schools but the schools 
            are fighting that.&nbsp; How many companies will be willing to lower 
            the quality and productivity of their work if they fail to measure 
            up on the job?&nbsp; </font></p>
			<p class="MsoNormal">&nbsp;</p>
			<table border="4" width="50%" id="table21" bordercolor="#000000">
				<tr>
					<td valign="top">
					
                <h3 class="MsoNormal" align="center" style="text-align:center"> 
                  <b><i><font face="Verdana, Arial, Helvetica, sans-serif">�If 
                  a cluttered desk is a sign of a cluttered mind, what is the 
                  sign of an empty desk?�</font></i></b></h3>
                <h3 class="MsoNormal" align="center" style="text-align:center"> 
                  <font face="Verdana, Arial, Helvetica, sans-serif"><b><i>-Albert 
                  Einstien</i></b></font></h3>
              </td>
				</tr>
			</table>
			
          <h2 class="MsoNormal" align="center" style="text-align:center"><b> <font face="Verdana, Arial, Helvetica, sans-serif">Ever 
            Been Arrested for Getting a Bad Performance Review?</font></b></h2>
			
          <p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">A 
            McDonalds worker in Union City Ga. Was arrested and jailed in early 
            September for putting too much salt and pepper in a police officer�s 
            hamburger.&nbsp; Kendra Bull accidently spilled too much salt and 
            pepper mixture into the hamburger mixing bowl.&nbsp; She and her manager 
            cooked some of the hamburgers, ate them and found them okay.&nbsp; 
            </font></p>
          <p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">But 
            when a police officer purchased one of the hamburgers he claimed it 
            made him sick. He accused the girl of doing it purposefully and had 
            her arrested.&nbsp; She spent the night in jail and in the morning 
            was released on a $1,000 bond.&nbsp; Her attorney, a public defender, 
            asked the judge to dismiss the case but the judge refused.</font></p>
          <p class="MsoNormal" align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">And 
            did I tell you the one about the judge who sued his dry cleaners for 
            millions because they lost his pants?&nbsp; But that�s another story.</font></p>
        </div>
		<blockquote><hr width="75%">
			<p></p>
		</blockquote>
      </blockquote>
      <span style="text-decoration: none"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"> 
      <table border="0" width="33%">
        <tr> 
          <td width="64%" valign="top"> 
            <div style="border-style: solid; border-width: 1; padding-left: 4; padding-right: 4; padding-top: 1; padding-bottom: 1"> 
              <p align="left"><font size="-1"
            face="Verdana, Arial, Helvetica, sans-serif"><b>Federal Minimum Wage:</b></font></p>
            </div>
          </td>
          <center>
            <td width="100%" valign="top">
              <h3><font
            face="Verdana, Arial, Helvetica, sans-serif">$5.85/hr. </font></h3>
            </td>
          </center>
        </tr>
      </table>
      <table border="0" width="99%">
        <tr> 
          <td width="13%" valign="middle" style="border-left-style: solid; border-left-width: 1; border-right-style: solid; border-right-width: 1; border-top-style: solid; border-top-width: 1"><font
            face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>Average 
            Income:</b></font></td>
          <td width="67%" style="border-left-style: solid; border-left-width: 1"> 
            <table border="1" cellpadding="0" cellspacing="0" style="border-collapse: collapse" bordercolor="#111111" width="100%" id="AutoNumber4" height="76">
              <tr> 
                <td width="100%" height="76"> 
                  <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse" bordercolor="#111111" width="100%" id="AutoNumber5">
                    <tr> 
                      <td width="50%" align="center"><b><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">Hourly</font></b></td>
                      <td width="50%" align="center"><b><font size="-1" face="Verdana, Arial, Helvetica, sans-serif">Weekly</font></b></td>
                    </tr>
                  </table>
                  <table border="1" cellpadding="0" cellspacing="0" style="border-collapse: collapse" bordercolor="#111111" width="100%" id="AutoNumber6" height="50">
                    <tr> 
                      <td width="25%" height="50"> 
                        <p align="center"> <u><font size="-1"><b>August</b></font></u><b><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><u> 
                          2006</u></font></b><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><br>
                          $16.84</font></td>
                      <td width="25%" height="50"> 
                        <p align="center"> 
      <span style="text-decoration: none"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"> 
      <u><font size="-1"><b>August</b></font></u></font></span><b><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><span style="text-decoration: none"><u> 
                          2007</u></span></font></b><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><u><br>
                          </u>$17.59</font>
                      </td>
                      <td width="25%" height="50"> 
                        <p align="center"> 
      <span style="text-decoration: none"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"> 
      <u><font size="-1"><b>August</b></font></u><b><u> 
                          2006</u></b><br>
      </font></span> 
						<font face="Verdana, Arial, Helvetica, sans-serif" size="-1"> 
                          $569.19</font> 
                      </td>
                      <td width="25%" height="50"> 
                        <p align="center"> 
      <span style="text-decoration: none"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"> 
      <u><font size="-1"><b>August</b></font></u><b><u> 
                          2007</u></b></font></span><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><u><br>
                          </u>$591.50</font> 
                      </td>
                    </tr>
                  </table>
                </td>
              </tr>
            </table>
          </td>
          <td width="20%" bgcolor="#C0C0C0"> 
            <table border="0" width="99%" height="96">
              <tr> 
                <td width="100%" height="40" colspan="2"> 
                  <h3 align="center"><span style="text-decoration: none"><font
            face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>Federal<br>
                    Poverty Level:</b></font></span></h3>
                </td>
              </tr>
              <tr> 
                <td width="50%" height="48"> 
                  <p align="center"><b><u><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">One 
                    (1) Person<br>
                    </font></u></b><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">$10,160</font> 
                </td>
                <td width="50%" height="48"> 
                  <p align="center"><u><b><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">Family 
                    of Four</font></b></u><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><br>
                    $20,444</font> 
                </td>
              </tr>
            </table>
          </td>
        </tr>
      </table>
      <hr noshade color="#000000">
      <hr noshade color="#000000">
      </font><table border="0" width="100%"> 
      <b></b><tr>
        <b><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"> 
          <td width="37%" style="border-style: solid; border-width: 1"> 
            <p align="left"><font face="Verdana, Arial, Helvetica, sans-serif"
            size="-1"><b>IRS Mileage Allowance :</b></font></p>
          </td>
          </font></b><center><b></b><td width="63%" style="border-left-style: solid; border-left-width: 1">
            <div align="left"><b>
				<font size="-1" face="Verdana, Arial, Helvetica, sans-serif">48.5</font><font face="Verdana" size="-1"> 
				cents</font><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"> 
      				per mile</font></b></div>
			<div align="left"><b>
				<font face="Verdana, Arial, Helvetica, sans-serif" size="-1">20 
				cents per mile for medical travel or moving purposes</font></b></div>
			<div align="left"><b>
				<font face="Verdana, Arial, Helvetica, sans-serif" size="-1">14 
				cents per mile for travel for charitable organizations<br>
                &nbsp;</font></b></div>
            </td>
          </center>
        </tr>
      </table>
      <table border="0" width="100%" bgcolor="#C0C0C0">
        <tr> 
          <td width="32%" style="border-style: solid; border-width: 1"> 
            <p align="left"><font face="Verdana, Arial, Helvetica, sans-serif"
            size="-1"><b>Postage:</b></font></p>
          </td>
          <center>
            <td width="68%" style="border-left-style: solid; border-left-width: 1">&nbsp;</td>
          </center>
        </tr>
        <tr> 
          <td width="32%" style="border-top-style: solid; border-top-width: 1"><font face="Verdana, Arial, Helvetica, sans-serif"
            size="-1">1 oz.</font></td>
          <td width="68%"><font face="Verdana, Arial, Helvetica, sans-serif"
            size="-1">.41</font></td>
        </tr>
        <tr> 
          <td width="32%"><font face="Verdana, Arial, Helvetica, sans-serif"
            size="-1">Each additional ounce</font></td>
          <td width="68%"><font face="Verdana, Arial, Helvetica, sans-serif"
            size="-1">.17</font></td>
        </tr>
        <tr> 
          <td width="32%"><font face="Verdana, Arial, Helvetica, sans-serif"
            size="-1"><i>Postcards</i></font></td>
          <td width="68%"><font face="Verdana, Arial, Helvetica, sans-serif"
            size="-1">.26</font></td>
        </tr>
      </table>
      
       
      <font face="Verdana, Arial, Helvetica, sans-serif" size="-1"> 
      <hr noshade color="#000000">
      <b> 
      <p> 
      <table border="0" width="38%" bgcolor="#FFFFFF" style="border-collapse: collapse" bordercolor="#111111" cellpadding="0" cellspacing="0">
        </table>
      <table border="0" width="98%">
        <tr> 
          <td width="34%" style="border-style: solid; border-width: 1"> 
            <p align="left"><font face="Verdana, Arial, Helvetica, sans-serif"
            size="-1"><b><u>Population:</u></b></font></p>
          </td>
          <center>
            <td width="82%" style="border-left-style: solid; border-left-width: 1">&nbsp;</td>
          </center>
        </tr>
        <tr> 
          <td width="34%" style="border-top-style: solid; border-top-width: 1"><font face="Verdana, Arial, Helvetica, sans-serif"
            size="-1"><b>World</b></font></td>
          <td width="82%"> 
            <p align="left"><font face="Verdana, Arial, Helvetica, sans-serif"
            size="-1">6.5 Billion</font> 
          </td>
        </tr>
        <tr> 
          <td width="34%" valign="top"><font face="Verdana, Arial, Helvetica, sans-serif"
            size="-1"><b>U.S.</b></font></td>
          <td width="82%" valign="top"> 
            <p align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">300 
              Million</font>
            <p align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><i>One 
              birth every 8 seconds<br>
              One death every 13 seconds<br>
              One new immigrant every 30 seconds<br>
              Net gain = 1 person every second</i></font>
          </td>
        </tr>
      </table>
      </b> 
      <hr noshade color="#000000">
      <table border="1" width="99%" bgcolor="#C0C0C0">
        <tr> <b> 
          <td width="48%" style="border-style: solid; border-width: 1"> 
            <p align="left"><b> <font face="Verdana, Arial, Helvetica, sans-serif" size="-1">U.S. 
              Workforce</font></b></p>
          </td>
          </b> 
          <center>
            <td width="12%" align="center"> 
			<span style="text-decoration: none"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"> 
      		<u><font size="-1"><b>August</b></font></u></font></span><font face="Verdana, Arial, Helvetica, sans-serif"><b><u><font size="-1"> 
              2006</font></u></b></font></td>
            <b> 
            <td width="12%" align="center"> 
      <span style="text-decoration: none"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"> 
      		<u><font size="-1"><b>August</b></font></u></font></span><u><span style="font-weight:700"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"> 
              </font></span> </u><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><u> 
              <b> 2007</b></u></font></td>
            </b> 
          </center>
        </tr>
        <tr> 
          <td width="48%"><font face="Verdana, Arial, Helvetica, sans-serif"
            size="-1">U.S. Civilian Workforce</font></td>
          <td width="12%" align="center"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">151,734,000</font></td>
          <td width="12%" align="center"><font size="-1" face="Verdana, Arial, Helvetica, sans-serif">152,891,000</font></td>
        </tr>
        <tr> 
          <td width="48%"><font size="-1">Number Employed</font></td>
          <td width="12%" align="center"> <font size="-1" face="Verdana, Arial, Helvetica, sans-serif">144,618,000</font></td>
          <td width="12%" align="center"> <font size="-1" face="Verdana, Arial, Helvetica, sans-serif"> 
            145,794,000</font></td>
        </tr>
        <tr> 
          <td width="48%"><font face="Verdana, Arial, Helvetica, sans-serif"
            size="-1">Number Unemployed</font></td>
          <td width="12%" align="center"> <font size="-1">7,116,000</font></td>
          <td width="12%" align="center"> 
			<font size="-1">7</font><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">,097,000</font></td>
        </tr>
        <tr> 
          <td width="48%"><span style="text-decoration: none">
			<font face="Verdana, Arial, Helvetica, sans-serif"
            size="-1">Persons Who Currently Want A Job</font></span></td>
          <td width="12%" align="center"> 
            <span style="text-decoration: none">
			<font size="-1" face="Verdana, Arial, Helvetica, sans-serif">4,887,000</font></span></td>
          <td width="12%" align="center"> 
            <span style="text-decoration: none">
			<font size="-1" face="Verdana, Arial, Helvetica, sans-serif">4,744,000</font></span></td>
        </tr>
        <tr> 
          <td width="48%"><font face="Verdana, Arial, Helvetica, sans-serif"
            size="-1">Unemployment Rate</font></td>
          <td width="12%" align="center"> 
            <p><font size="-1">4.8</font><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">%</font></p>
          </td>
          <td width="12%" align="center"> 
            <p><font size="-1">4.6</font><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">%</font></p>
          </td>
        </tr>
      </table>
      <hr noshade color="#000000">
      <hr noshade color="#000000">
      <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse" bordercolor="#111111" width="100%" id="AutoNumber3" bgcolor="#C0C0C0">
        <tr> 
          <td width="100%"> 
            <h4><b><font size="2" face="Verdana, Arial, Helvetica, sans-serif">PRODUCTIVITY 
              OF THE AMERICAN WORKFORCE</font></b><font size="2" face="Verdana, Arial, Helvetica, sans-serif"><br>
              (The amount of goods produced, divided by the number of work hours 
              it took to produce it)</font></h4>
          </td>
        </tr>
      </table>
      <p> 
      <table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse" bordercolor="#111111" width="100%" id="AutoNumber2" bgcolor="#C0C0C0">
        <tr> 
          <td width="32%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>1992</b></font></p>
          </td>
          <td width="68%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">3.7%</font></p>
          </td>
        </tr>
        <tr> 
          <td width="32%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>1993</b></font></p>
          </td>
          <td width="68%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">0.5%</font></p>
          </td>
        </tr>
        <tr> 
          <td width="32%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>1994</b></font></p>
          </td>
          <td width="68%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">1.3%</font></p>
          </td>
        </tr>
        <tr> 
          <td width="32%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>1995</b></font></p>
          </td>
          <td width="68%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">0.9%</font></p>
          </td>
        </tr>
        <tr> 
          <td width="32%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>1996</b></font></p>
          </td>
          <td width="68%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">2.5%</font></p>
          </td>
        </tr>
        <tr> 
          <td width="32%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>1997</b></font></p>
          </td>
          <td width="68%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">2.0%</font></p>
          </td>
        </tr>
        <tr> 
          <td width="32%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>1998</b></font></p>
          </td>
          <td width="68%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">2.6%</font></p>
          </td>
        </tr>
        <tr> 
          <td width="32%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>1999</b></font></p>
          </td>
          <td width="68%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">2.4%</font></p>
          </td>
        </tr>
        <tr> 
          <td width="32%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>2000</b></font></p>
          </td>
          <td width="68%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">2.9%</font></p>
          </td>
        </tr>
        <tr> 
          <td width="32%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>2001</b></font></p>
          </td>
          <td width="68%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">1.1%</font></p>
          </td>
        </tr>
        <tr> 
          <td width="32%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>2002</b></font></p>
          </td>
          <td width="68%"> 
            <p><font face="Verdana, Arial, Helvetica, sans-serif" size="-1">4.7%</font></p>
          </td>
        </tr>
        <tr> 
          <td width="32%"><font face="Verdana, Arial, Helvetica, sans-serif" size="-1"><b>2003</b></font></td>
          <td width="68%"><font size="-1" face="Verdana, Arial, Helvetica, sans-serif">4.5%</font></td>
        </tr>
        <tr> 
          <td width="32%"><font size="-1"><b>2004</b></font></td>
          <td width="68%"><font size="-1">4.0%</font></td>
        </tr>
        <tr> 
          <td width="32%">
      <span style="text-decoration: none">
		<font size="-1" face="Verdana, Arial, Helvetica, sans-serif"><b>2005</b></font></span></td>
          <td width="68%">
      <span style="text-decoration: none">
          <font size="-1" face="Verdana, Arial, Helvetica, sans-serif">2.6%</font></span></td>
        </tr>
        <tr> 
          <td width="32%">
      <span style="text-decoration: none">
          <font size="-1" face="Verdana, Arial, Helvetica, sans-serif"><b>2006</b></font></span></td>
          <td width="68%">
      <span style="text-decoration: none">
      <font size="-1" face="Verdana, Arial, Helvetica, sans-serif">3.0%</font></span></td>
        </tr>
        <tr> 
          <td width="32%">
      <span style="text-decoration: none">
          <font size="-1" face="Verdana, Arial, Helvetica, sans-serif"><b>2007 1<sup>st</sup> 
		Quarter</b></font></span></td>
          <td width="68%">
      <span style="text-decoration: none">
      <font size="-1" face="Verdana, Arial, Helvetica, sans-serif">up 1.6%</font></span></td>
        </tr>
        <tr> 
          <td width="32%">
      <span style="text-decoration: none">
          <font size="-1" face="Verdana, Arial, Helvetica, sans-serif"><b>2007 2<sup>nd</sup> 
		Quarter</b></font></span></td>
          <td width="68%">
      <span style="text-decoration: none">
      <font size="-1" face="Verdana, Arial, Helvetica, sans-serif">up 2.6%</font></span></td>
        </tr>
        </table>
      </font></span></td>
  </tr>
  <tr>
    <td width="100%" height="21">&nbsp;</td>
  </tr>
</table>

<p><font face="Verdana" size="2">� William J. Cook</font></p>

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Anon7 - 2021