|
Server : Apache/2.4.62 System : FreeBSD fbsdweb2.web.rcn.net 14.1-RELEASE FreeBSD 14.1-RELEASE releng/14.1-n267679-10e31f0946d8 GENERIC amd64 User : www ( 80) PHP Version : 8.3.8 Disable Function : NONE Directory : /domains/bburke/xPersonnel/FY08HealthBenefits/ |
Upload File : |
<html>
<head>
<meta http-equiv="Content-Language" content="en-us">
<meta name="GENERATOR" content="Microsoft FrontPage 6.0">
<meta name="ProgId" content="FrontPage.Editor.Document">
<meta http-equiv="Content-Type" content="text/html; charset=windows-1252">
<title>FY08 Open Enrollment Group Insurance</title>
<style>
<!--
li.MsoNormal
{mso-style-parent:"";
margin-bottom:.0001pt;
font-size:12.0pt;
font-family:"Times New Roman";
margin-left:0in; margin-right:0in; margin-top:0in}
div.Section1
{page:Section1;
}
div.Section2
{page:Section2;
}
-->
</style>
<meta name="Microsoft Theme" content="copy-of-blends 011, default">
</head>
<body background="../../_themes/copy-of-blends/blegtext.gif" bgcolor="#CCCCCC" text="#000000" link="#0000FF" vlink="#CC3300" alink="#0000FF"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica"><font face="Trebuchet MS, Arial, Helvetica" mstheme></font mstheme><!--mstheme--></font><table border="0" cellpadding="0" cellspacing="1" style="border-collapse: collapse" width="100%" id="AutoNumber1" height="247">
<tr>
<td width="176" height="183"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica"><font face="Trebuchet MS, Arial, Helvetica" mstheme>
<p style="margin-top: 1; margin-bottom: 1">
<img border="0" src="../../images/townseal.gif" width="122" height="150"></p>
<p align="center" style="margin-top: 1; margin-bottom: 1">
<font face="Verdana" size="1">
<a href="../../xTownMisc/oldindex.htm">Needham Home Page</a></font></font mstheme><!--mstheme--></font></td>
<td width="100%" align="right" valign="top" height="183"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica"><font face="Trebuchet MS, Arial, Helvetica" mstheme>
<img border="0" src="../personnelandbenefits.gif" align="right" width="550" height="86"><p style="margin-top: 1; margin-bottom: 1"> </p>
<p style="margin-top: 1; margin-bottom: 1"> </p>
<p style="margin-top: 1; margin-bottom: 1"> </p>
<p style="margin-top: 1; margin-bottom: 1"> </p>
<p style="margin-top: 1; margin-bottom: 1"><b>
<font face="Verdana" size="2">1471 Highland Avenue</font></b></p>
<p style="margin-top: 1; margin-bottom: 1"><b>
<font face="Verdana" size="2"> Needham, MA 02492<br>
Phone - 781-455-7500<br>
Fax - 781-449-4569</font></b><p style="margin-top: 1; margin-bottom: 1">
<b><font face="Verdana" size="2">Email: </font></b>
<font face="Verdana, arial, helvetica" size="2" color="#0000FF">
<a href="mailto:[email protected]">[email protected]</a></font></font mstheme><!--mstheme--></font></td>
</tr>
<tr>
<td width="791" colspan="2" height="22" style="border-left-width: 1; border-right-width: 1; border-top-width: 1; border-bottom: 1px solid #C0C0C0"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica"><font face="Trebuchet MS, Arial, Helvetica" mstheme> </font mstheme><!--mstheme--></font></td>
</tr>
<tr>
<td width="791" colspan="2" height="9"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica"><font face="Trebuchet MS, Arial, Helvetica" mstheme></font mstheme><!--mstheme--></font></td>
</tr>
<tr>
<td width="100%" colspan="2" height="9" style="border-left-width: 1; border-right-width: 1; border-top-width: 1; border-bottom-style: solid; border-bottom-width: 1" bordercolor="#C0C0C0"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica"><font face="Trebuchet MS, Arial, Helvetica" mstheme>
<p></p>
<p align="center" style="margin-top: 1; margin-bottom: 1"><b>
<font face="Verdana" size="5" color="#0000FF">FY08 Group Insurance Open
Enrollment</font></b></p>
<p align="center" style="margin-top: 1; margin-bottom: 1"> </p></font mstheme>
<font face="Verdana" size="5" color="#0000FF">
<p align="center" style="margin-top: 1; margin-bottom: 1"><b>Active
Employees</b></p>
</font mstheme><font face="Trebuchet MS, Arial, Helvetica" mstheme>
<p align="center"></p>
<p align="center"></p>
<p align="center"></p>
</font mstheme><font face="Verdana" size="2">
<p align="center" style="margin-top: 1px; margin-bottom: 1px"><u><b>O</b></u></font mstheme><font face="Trebuchet MS, Arial, Helvetica" mstheme><u><b><font face="Verdana" size="2">pen
Enrollment will be at </font></b></u><font color="#000000">
<span style="font-family: Verdana">
<b><u><font size="2">Needham Free Public Library on </font></u></b></span></font></font mstheme>
<p align="center" style="margin-top: 1px; margin-bottom: 1px">
<font color="#000000" face="Trebuchet MS, Arial, Helvetica" mstheme>
<span style="font-family: Verdana"><b><u><font size="2">Thursday, April
26, 2007 from NOON to 4 P.M.</font></u></b></span></font><!--mstheme--></font></td>
</tr>
</table><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica"><font face="Trebuchet MS, Arial, Helvetica" mstheme></font mstheme><!--mstheme--></font><table border="0" cellpadding="0" cellspacing="1" style="border-collapse: collapse" width="100%" id="AutoNumber2">
<tr>
<td width="50%" style="border-left-width: 1; border-right-width: 1; border-top-width: 1; border-bottom-style: solid; border-bottom-width: 1" bordercolor="#C0C0C0" align="center" height="68"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<font face="Verdana" size="2" mstheme><a href="../PersonnlEmployeeBenefits.htm">
Employee Benefits</a></font><!--mstheme--></font></td>
<td width="50%" style="border-left-width: 1; border-right-width: 1; border-top-width: 1; border-bottom-style: solid; border-bottom-width: 1" bordercolor="#C0C0C0" align="center" height="68"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<font face="Verdana" size="2" mstheme><a href="../Index.htm">Personnel and Benefits
Administration Home Page</a></font><!--mstheme--></font></td>
</tr>
<tr>
<td width="86%" colspan="2"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<o:p>
<font face="Trebuchet MS, Arial, Helvetica" mstheme>
<p class="MsoNormal" style="text-align:justify"> </p>
</font mstheme><!--mstheme--></font></td>
</tr>
</table><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica"><font face="Trebuchet MS, Arial, Helvetica" mstheme></font mstheme>
<div class="Section1">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px"> </p>
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana"><font size="2" color="#000000">The annual
group insurance open enrollment period for Town plans will be held from
April 23, 2007 through May 4, 2007. During this period, eligible employees
(full-time and permanent part-time employees working twenty or more hours
per week) may select a Town-offered benefit plan, or switch from one plan to
another, for coverage effective July 1, 2007.</font></span></p>
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana"><font size="2" color="#000000"> </font></span></p>
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana"><font size="2" color="#000000">Employees,
who wish to enroll in a plan, or switch between health plans, must do so by
<b>5:00 p.m. on May </b> <b>4, 2007.</b> This deadline is necessary because
payroll deductions are taken in June for coverage beginning in July. If you
would like to take advantage of the open enrollment period, please pick up
the appropriate forms at the open enrollment information session, or call
one of the contact people listed in this brochure. </font></span></p>
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana"><font size="2" color="#000000"> </font></span></p>
<h2 align="justify" style="margin: 1px 5px"><!--mstheme--><font color="#330099">
<font face="Verdana" size="2" color="#000000">Open Enrollment Information
Session</font><!--mstheme--></font></h2>
<p align="justify" style="margin: 1px 5px"> </p>
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana"><font size="2" color="#000000">
Representatives from Blue Cross/Blue Shield, Harvard/Pilgrim Health Plan,
Tufts Associated Health Plan, Boston Mutual, Delta Dental, My Medication
Plan, Costco Wholesale Club (Discount Membership) will be
available to </font></span><font color="#000000">
<span style="font-family: Verdana"><font size="2">answer any questions you
may have at <u><b>an Open Enrollment information session to be held in the
</b></u> </font>
<b><u><font size="2"> Needham Free Public Library on Thursday, April 26,
2007 from NOON to 4 P.M.</font></u></b></span></font></p>
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px"><b><u>
<span style="text-decoration: none; font-family: Verdana">
<font size="2" color="#000000"> </font></span></u></b></p>
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana"><font size="2" color="#000000">The
following free screenings will be available at the Needham Free Public
Library: </font></span></p>
<!--mstheme--></font><!--msthemelist--><table border="0" cellpadding="0" cellspacing="0" width="100%">
<!--msthemelist--><tr><td valign="baseline" width="42"><img src="../../_themes/copy-of-blends/blebul1a.gif" width="15" height="15" hspace="13" alt="bullet"></td><td valign="top" width="100%"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana"><font size="2" color="#000000">Blood
Pressure</font></span><!--mstheme--></font><!--msthemelist--></td></tr>
<!--msthemelist--><tr><td valign="baseline" width="42"><img src="../../_themes/copy-of-blends/blebul1a.gif" width="15" height="15" hspace="13" alt="bullet"></td><td valign="top" width="100%"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana"><font size="2" color="#000000">Chair
Massage</font></span><!--mstheme--></font><!--msthemelist--></td></tr>
<!--msthemelist--><tr><td valign="baseline" width="42"><img src="../../_themes/copy-of-blends/blebul1a.gif" width="15" height="15" hspace="13" alt="bullet"></td><td valign="top" width="100%"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana"><font size="2" color="#000000">
Cholesterol Screening</font></span><!--mstheme--></font><!--msthemelist--></td></tr>
<!--msthemelist--><tr><td valign="baseline" width="42"><img src="../../_themes/copy-of-blends/blebul1a.gif" width="15" height="15" hspace="13" alt="bullet"></td><td valign="top" width="100%"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana"><font size="2" color="#000000">Sun
Screening</font></span><!--mstheme--></font><!--msthemelist--></td></tr>
<!--msthemelist--><tr><td valign="baseline" width="42"><img src="../../_themes/copy-of-blends/blebul1a.gif" width="15" height="15" hspace="13" alt="bullet"></td><td valign="top" width="100%"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana"><font size="2" color="#000000">Vision
Screening</font></span><!--mstheme--></font><!--msthemelist--></td></tr>
<!--msthemelist--><tr><td valign="baseline" width="42"><img src="../../_themes/copy-of-blends/blebul1a.gif" width="15" height="15" hspace="13" alt="bullet"></td><td valign="top" width="100%"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana"><font size="2" color="#000000">
Glucose Testing</font></span><!--mstheme--></font><!--msthemelist--></td></tr>
<!--msthemelist--></table><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana"><font size="2" color="#000000"> </font></span></p>
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana"><font size="2" color="#000000">If you are
unable to attend this session and would like further information and/or
enrollment forms, please contact one of the following:</font></span></p>
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px"> </p>
<div align="center">
<!--mstheme--></font><table border="0" width="350" cellspacing="0" cellpadding="0" id="table1">
<tr>
<td width="175"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica"><font color="#000000"><u>
<span style="font-family: Verdana"><font size="2">School
Department</font></span></u></font><!--mstheme--></font></td>
<td width="175"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica"><font color="#000000">
<span style="font-family: Verdana"><u><font size="2">General
Government</font></u></span></font><!--mstheme--></font></td>
</tr>
<tr>
<td width="175"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p style="margin-top: 1px; margin-bottom: 1px"> </p>
<p style="margin-top: 1px; margin-bottom: 1px">
<span style="font-family: Verdana">
<font size="2" color="#000000">Joan Krozy</font></span></p>
<p style="margin-top: 1px; margin-bottom: 1px">
<span style="font-family: Verdana">
<font size="2" color="#000000">781-455-0400(x 209)</font></span><!--mstheme--></font></td>
<td width="175"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p style="margin-top: 1px; margin-bottom: 1px"> </p>
<p style="margin-top: 1px; margin-bottom: 1px">
<span style="font-family: Verdana">
<font size="2" color="#000000">Personnel/Benefits</font></span></p>
<p style="margin-top: 1px; margin-bottom: 1px">
<span style="font-family: Verdana">
<font size="2" color="#000000">781-455-7530</font></span><!--mstheme--></font></td>
</tr>
</table><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
</div>
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana"><font size="2" color="#000000"> </font></span></p>
<h3 style="text-indent: 0in; margin: 1px 5px" align="justify"><!--mstheme--><font color="#330099">
<font face="Verdana" size="2" color="#000000">Rate Change Information</font><!--mstheme--></font></h3>
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana"><font size="2" color="#000000"> </font></span></p>
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana"><font size="2" color="#000000">
<a target="_blank" href="PersonnelFY08HealthInsuranceRateActiveEmployees.htm">Insurance
plan rates</a> have changed for fiscal year 2008 as follows:</font></span></p>
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana"><font size="2" color="#000000">
</font></span></p>
<div align="center">
<!--mstheme--></font><table border="0" width="350" id="table2" cellspacing="0" cellpadding="0">
<tr>
<td colspan="2"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p align="center"><span style="font-family: Verdana">
<font size="2" color="#000000">Individual/Family</font></span><!--mstheme--></font></td>
</tr>
<tr>
<td width="62%"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana">
<font size="2" color="#000000">Fallon Select Care</font></span><!--mstheme--></font></td>
<td align="center" width="38%"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana">
<font size="2" color="#000000">14.6/14.4%</font></span><!--mstheme--></font></td>
</tr>
<tr>
<td width="62%"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana">
<font size="2" color="#000000">Fallon Direct Care</font></span><!--mstheme--></font></td>
<td align="center" width="38%"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana">
<font size="2" color="#000000">14.7/14.4%</font></span><!--mstheme--></font></td>
</tr>
<tr>
<td width="62%"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana">
<font size="2" color="#000000">Harvard/Pilgrim EPO</font></span><!--mstheme--></font></td>
<td align="center" width="38%"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana">
<font size="2" color="#000000">11.8/12.0%</font></span><!--mstheme--></font></td>
</tr>
<tr>
<td width="62%"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana">
<font size="2" color="#000000">Harvard/Pilgrim PPO</font></span><!--mstheme--></font></td>
<td align="center" width="38%"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana">
<font size="2" color="#000000">18.4/19.5%</font></span><!--mstheme--></font></td>
</tr>
<tr>
<td width="62%"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana">
<font size="2" color="#000000">Tufts EPO</font></span><!--mstheme--></font></td>
<td align="center" width="38%"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana">
<font size="2" color="#000000">2.0/2.2%</font></span><!--mstheme--></font></td>
</tr>
<tr>
<td width="62%"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana">
<font size="2" color="#000000">Tufts POS</font></span><!--mstheme--></font></td>
<td align="center" width="38%"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana">
<font size="2" color="#000000">18.4/19.5%</font></span><!--mstheme--></font></td>
</tr>
<tr>
<td width="62%"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana">
<font size="2" color="#000000">Network Blue EPO</font></span><!--mstheme--></font></td>
<td align="center" width="38%"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana">
<font size="2" color="#000000">10.8/10.9%</font></span><!--mstheme--></font></td>
</tr>
<tr>
<td width="62%"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana">
<font size="2" color="#000000">Delta Dental</font></span><!--mstheme--></font></td>
<td align="center" width="38%"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana">
<font size="2" color="#000000">3.7/4.4%</font></span><!--mstheme--></font></td>
</tr>
<tr>
<td width="62%"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana">
<font size="2" color="#000000">Boston Mutual Life Insurance</font></span><!--mstheme--></font></td>
<td align="center" width="38%"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana">
<font size="2" color="#000000">0%</font></span><!--mstheme--></font></td>
</tr>
</table><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px"> </div>
<h1 align="justify" style="margin: 1px 5px"><!--mstheme--><font color="#330099">
<font face="Verdana" size="2" color="#000000">Life Insurance Program</font><!--mstheme--></font></h1>
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px"><b>
<span style="font-family: Verdana"><font size="2" color="#000000"> </font></span></b></p>
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana"><font size="2" color="#000000">The Town
of Needham offers basic and optional life insurance through Boston Mutual
Life Insurance Company. The basic life insurance plan is a $2,000 death and
accidental dismemberment benefit, to which the Town contributes 50% of the
premium cost. The optional life insurance program is voluntary, and is paid
100% by the employee. Those employees who may have any questions on their
policy/policies should speak with a representative at the open enrollment.
Employees may elect to pay life insurance premiums on a pre-tax basis.
</font></span></p>
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px"><b>
<span style="font-family: Verdana"><font size="2" color="#000000"> </font></span></b><font face="Verdana" size="2" color="#000000"><span style="text-decoration: none"> </span></font></p>
<p class="MsoBodyText" align="justify" style="margin: 1px 5px">
<font face="Verdana" size="2" color="#000000">
<span style="text-decoration: none"> </span></font></p>
<p class="MsoBodyText" align="justify" style="margin: 1px 5px"><b>
<font face="Verdana" size="2" color="#000000">Section 125 Plan/Pre-tax
Premium Payment Plan</font></b></p>
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana"><font size="2" color="#000000"> </font></span></p>
<p class="MsoNormal" align="justify" style="margin: 1px 5px">
<span style="font-family: Verdana"><font size="2" color="#000000">The
Section 125 Pre-tax Premium Payment Plan (or �Cafeteria Plan�) allows
you to reduce your taxable income by an amount equal to your insurance
premium deductions. Each employee enrolled in the group insurance plan must
complete an Election of Benefit Form. This form is used to enroll in or
waive participation in the pre-tax plans<i>.</i> Employees who enroll in
the plan will only be allowed to discontinue the plan (i.e. drop their
insurance coverage) for qualifying reasons set forth by the IRS, examples of
which are listed on the back of the Election of Benefit Form.</font></span></p>
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana"><font size="2" color="#000000"> </font></span></p>
<p class="MsoNormal" align="center" style="text-align: justify; margin: 1px 5px">
<b><span style="font-family: Verdana"><font size="2" color="#000000">
Flexible Spending Accounts</font></span></b></p>
<p class="MsoNormal" align="center" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana"><font size="2" color="#000000"> </font></span></p>
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana"><font size="2" color="#000000">Flexible
Spending Accounts, which allow employees to pay for dependent care and
medical expenses on a pre-tax basis, are now offered as an extension of the
Town's Section 125 Before Tax Premium Payment Plan.</font></span></p>
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana"><font size="2" color="#000000"> </font></span></p>
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana"><font size="2" color="#000000">Under the
Flexible Spending Account program, which is administered by Cafeteria Plan
Advisors, Inc. (CPA), eligible employees may set aside a certain amount of
their income on a pre-tax basis to pay for dependent care (such as day care
or elder care) and for approved medical expenses (such as orthodontia).</font></span></div>
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<font color="#000000"><span style="font-family: Verdana"><font size="2"><b><u>
The plan year for the flexible spending accounts is the calendar year -- January
1st through December 31st.</u> <u>Open enrollment information will be
distributed to all benefit-eligible employees in December, 2007.</u> </b> All
questions about the flexible spending account program should be addressed to CPA
directly at 1-800-544-2340. </font></span></font></p>
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana"><font size="2" color="#000000"> </font></span></p>
<p class="MsoBodyText3" align="justify" style="margin: 1px 5px"><b>
<font face="Verdana" size="2" color="#000000">Employee Health Insurance
Responsibility Disclosure 2007</font></b></p>
<p class="MsoBodyText3" align="justify" style="margin: 1px 5px">
<font face="Verdana" size="2" color="#000000"> </font></p>
<p class="MsoBodyText3" align="justify" style="margin: 1px 5px">
<font face="Verdana" size="2" color="#000000">If you are declining to
participate in the Town�s health plans, you must complete a <b>
<a target="_blank" href="../Documents/PersDivisionOFHealthCareFinanceAndPolicy.pdf">
DISCLOSURE FORM</a></b> before July 1, 2007. The form is located on the school
website under Human Resources � Forms. On the town website please go to
Personnel/Benefits � Employee Benefits.</font></p>
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px"><b>
<span style="font-family: Verdana"><font size="2" color="#000000"> </font></span></b></p>
<h1 align="justify" style="margin: 1px 5px"><!--mstheme--><font color="#330099">
<font face="Verdana" size="2" color="#000000">Other Benefits</font><!--mstheme--></font></h1>
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana"><font size="2" color="#000000"> </font></span></p>
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana"><font size="2" color="#000000">The Town
offers many other benefits employees may access at any time during the year, not
just during the open enrollment period. For more information on these benefits,
please contact your payroll representative.</font></span></p>
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana"><font size="2" color="#000000"> </font>
</span></p>
<!--mstheme--></font><!--msthemelist--><table border="0" cellpadding="0" cellspacing="0" width="100%">
<!--msthemelist--><tr><td valign="baseline" width="42"><img src="../../_themes/copy-of-blends/blebul1a.gif" width="15" height="15" hspace="13" alt="bullet"></td><td valign="top" width="100%"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<font color="#000000"><b><span style="font-family: Verdana"><font size="2">
Direct Deposit</font></span></b><span style="font-family: Verdana"><font size="2">
In order to enroll in the Direct Deposit program, you must complete a Direct
Deposit Application and return it with a voided check or savings withdrawal
form to your payroll representative.</font></span></font><!--mstheme--></font><!--msthemelist--></td></tr>
<!--msthemelist--></table><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px"> </p>
<!--mstheme--></font><!--msthemelist--><table border="0" cellpadding="0" cellspacing="0" width="100%">
<!--msthemelist--><tr><td valign="baseline" width="42"><img src="../../_themes/copy-of-blends/blebul1a.gif" width="15" height="15" hspace="13" alt="bullet"></td><td valign="top" width="100%"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<font color="#000000"><b><span style="font-family: Verdana"><font size="2">
Savings Bonds</font></span></b><span style="font-family: Verdana"><font size="2">
The Savings Bond Program allows employees to purchase Savings Bonds through
payroll deduction by contributing as little as $2 per week. </font></span>
</font><!--mstheme--></font><!--msthemelist--></td></tr>
<!--msthemelist--></table><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px"> </p>
<!--mstheme--></font><!--msthemelist--><table border="0" cellpadding="0" cellspacing="0" width="100%">
<!--msthemelist--><tr><td valign="baseline" width="42"><img src="../../_themes/copy-of-blends/blebul1a.gif" width="15" height="15" hspace="13" alt="bullet"></td><td valign="top" width="100%"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<font color="#000000"><b><span style="font-family: Verdana"><font size="2">
Deferred Compensation/Tax-Sheltered Annuities</font></span></b><span style="font-family: Verdana"><font size="2">
These plans allow employees to defer a specified amount of income on a
pre-tax basis. School Department employees are eligible to arrange for
their own tax-sheltered annuity provider. General Government employees are
eligible to select one of the following:</font></span></font><!--mstheme--></font><!--msthemelist--></td></tr>
<!--msthemelist--></table><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px"> </p>
<!--mstheme--></font><!--msthemelist--><table border="0" cellpadding="0" cellspacing="0" width="100%">
<!--msthemelist--><tr><td valign="baseline" width="42"><img src="../../_themes/copy-of-blends/blebul1a.gif" width="15" height="15" hspace="13" alt="bullet"></td><td valign="top" width="100%"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<font color="#000000"><b><span style="font-family: Verdana"><font size="2">
ING Account </font></span></b><span style="font-family: Verdana">
<font size="2">(Barry Perkins, 508-580-8714), or </font></span></font><!--mstheme--></font><!--msthemelist--></td></tr>
<!--msthemelist--></table><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px"> </p>
<!--mstheme--></font><!--msthemelist--><table border="0" cellpadding="0" cellspacing="0" width="100%">
<!--msthemelist--><tr><td valign="baseline" width="42"><img src="../../_themes/copy-of-blends/blebul1a.gif" width="15" height="15" hspace="13" alt="bullet"></td><td valign="top" width="100%"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<font color="#000000"><b><span style="font-family: Verdana"><font size="2">
ICMA Retirement Corporation</font></span></b><span style="font-family: Verdana"><font size="2">
(Joe Teague, 800-735-7202 x5992), or </font></span></font><!--mstheme--></font><!--msthemelist--></td></tr>
<!--msthemelist--></table><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px"> </p>
<!--mstheme--></font><!--msthemelist--><table border="0" cellpadding="0" cellspacing="0" width="100%">
<!--msthemelist--><tr><td valign="baseline" width="42"><img src="../../_themes/copy-of-blends/blebul1a.gif" width="15" height="15" hspace="13" alt="bullet"></td><td valign="top" width="100%"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<font color="#000000"><b><span style="font-family: Verdana"><font size="2">
MetLife Resources</font></span></b><span style="font-family: Verdana"><font size="2">
(William Powell, 617-492-1966).</font></span></font><!--mstheme--></font><!--msthemelist--></td></tr>
<!--msthemelist--></table><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<span style="font-family: Verdana"><font size="2" color="#000000"> </font></span></p>
<!--mstheme--></font><!--msthemelist--><table border="0" cellpadding="0" cellspacing="0" width="100%">
<!--msthemelist--><tr><td valign="baseline" width="42"><img src="../../_themes/copy-of-blends/blebul1a.gif" width="15" height="15" hspace="13" alt="bullet"></td><td valign="top" width="100%"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<h2 align="justify" style="margin: 1px 5px"><!--mstheme--><font color="#330099">
<font face="Verdana" size="2" color="#000000">Credit Union
Membership/Savings Plan <span style="font-weight: 400">Employees are
eligible to join the Wellesley Credit Union, if you have any questions,
please call (781) 235-0503. </span></font><!--mstheme--></font></h2>
<!--mstheme--></font><!--msthemelist--></td></tr>
<!--msthemelist--></table><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px"><b>
<span style="font-family: Verdana"><font size="2" color="#000000"> </font></span></b></p>
<!--mstheme--></font><!--msthemelist--><table border="0" cellpadding="0" cellspacing="0" width="100%">
<!--msthemelist--><tr><td valign="baseline" width="42"><img src="../../_themes/copy-of-blends/blebul1a.gif" width="15" height="15" hspace="13" alt="bullet"></td><td valign="top" width="100%"><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<p class="MsoNormal" style="text-align: justify; margin: 1px 5px">
<font color="#000000"><b><span style="font-family: Verdana"><font size="2">
Employee Assistance Plans </font></span></b>
<span style="font-family: Verdana"><font size="2">� The Town�s EAP,
Corporate EAP Resources, Inc. (Toll Free 866-635-1712 or 978-635-1712) and
the School Department�s EAP, Human Relations Service (781-235-4950 offer a
wide range of short-term counseling options for employees and their
families.</font></span></font><!--mstheme--></font><!--msthemelist--></td></tr>
<!--msthemelist--></table><!--mstheme--><font face="Trebuchet MS, Arial, Helvetica">
<!--mstheme--></font></body>
</html>