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  Personal Finance Planning<br>
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  <span style='font-size:10.0pt;font-family:Arial'><!-------BEGIN INITIAL TEXT------->Personal
  finance planning means different things to different people. It protects the
  financial nest you've built for yourself and your family. It is a mapped-out
  strategy for expending and saving assets, both today and for the future. It
  is retirement planning and benefit planning. It is security.<br>
  <br>
  Like you, Hillman &amp; Glorioso's personal finance planning experts know
  that the best time to start building a successful financial future is now. We
  are prepared to sit down with you to hear your concerns and work with you to
  create an actionable financial plan. <br>
  <br>
  We have broad experience in compensation planning, including tax planning and
  stock options, from both an economic and a tax perspective. From the
  viability of a Roth IRA, to naming a beneficiary, to executing retirement
  plan rollovers, H&amp;G professionals stand ready to help you create and
  implement your own personal financial plan, and monitor its progress. <br>
  Our services in this area of practice include:<o:p></o:p></span></p>
  <p style='margin-left:.5in;text-indent:-.25in;mso-list:l0 level1 lfo3;
  tab-stops:list .5in'><![if !supportLists]><span style='font-size:10.0pt;
  font-family:Symbol;mso-bidi-font-family:Arial'>&middot;<span style='font:7.0pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
  </span></span><![endif]><span style='font-size:10.0pt;font-family:Arial'>Wealth
  accumulation and management<o:p></o:p></span></p>
  <p style='margin-left:.5in;text-indent:-.25in;mso-list:l0 level1 lfo3;
  tab-stops:list .5in'><![if !supportLists]><span style='font-size:10.0pt;
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  </span></span><![endif]><span style='font-size:10.0pt;font-family:Arial'>Cash
  flow management<o:p></o:p></span></p>
  <p style='margin-left:.5in;text-indent:-.25in;mso-list:l0 level1 lfo3;
  tab-stops:list .5in'><![if !supportLists]><span style='font-size:10.0pt;
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  </span></span><![endif]><span style='font-size:10.0pt;font-family:Arial'>Retirement
  planning<o:p></o:p></span></p>
  <p style='margin-left:.5in;text-indent:-.25in;mso-list:l0 level1 lfo3;
  tab-stops:list .5in'><![if !supportLists]><span style='font-size:10.0pt;
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  </span></span><![endif]><span style='font-size:10.0pt;font-family:Arial'>Estate
  planning<o:p></o:p></span></p>
  <p style='margin-left:.5in;text-indent:-.25in;mso-list:l0 level1 lfo3;
  tab-stops:list .5in'><![if !supportLists]><span style='font-size:10.0pt;
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  </span></span><![endif]><span style='font-size:10.0pt;font-family:Arial'>Tax
  liability planning<o:p></o:p></span></p>
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  tab-stops:list .5in'><![if !supportLists]><span style='font-size:10.0pt;
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  </span></span><![endif]><span style='font-size:10.0pt;font-family:Arial'>Financial
  risk management<o:p></o:p></span></p>
  <p style='margin-left:.5in;text-indent:-.25in;mso-list:l0 level1 lfo3;
  tab-stops:list .5in'><![if !supportLists]><span style='font-size:10.0pt;
  font-family:Symbol;mso-bidi-font-family:Arial'>&middot;<span style='font:7.0pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
  </span></span><![endif]><span style='font-size:10.0pt;font-family:Arial'>Insurance
  needs assessment<o:p></o:p></span></p>
  <p style='margin-left:.5in;text-indent:-.25in;mso-list:l0 level1 lfo3;
  tab-stops:list .5in'><![if !supportLists]><span style='font-size:10.0pt;
  font-family:Symbol;mso-bidi-font-family:Arial'>&middot;<span style='font:7.0pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
  </span></span><![endif]><span style='font-size:10.0pt;font-family:Arial'>Education
  fund planning and management<o:p></o:p></span></p>
  <p style='margin-left:.5in;text-indent:-.25in;mso-list:l0 level1 lfo3;
  tab-stops:list .5in'><![if !supportLists]><span style='font-size:10.0pt;
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  care financial planning and management<o:p></o:p></span></p>
  <p class=MsoNormal><span style='font-size:10.0pt;font-family:Arial'>For
  additional information contact us at (703) 902-9600, or e-mail us at: <a
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  <p class=MsoNormal align=center style='text-align:center'><span
  style='font-size:7.5pt;font-family:Verdana'>&copy; 1999, Hillman &amp; Glorioso.
  Questions should be addressed to: <a href="mailto:[email protected]">[email protected]</a><br>
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  <img border=0 width=1 height=5 id="_x0000_i1044" src="home\tpx.gif"><br>
  Hillman &amp; Glorioso, 1950 Old Gallows Road, Suite 700, Vienna, Virginia
  22182-3933<br>
  Voice: 703.902.9600, Fax: 703.902.9601, www.hillmanandglorioso.com</span></p>
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